6 Best Credit Cards for Real Estate Agents in 2022

The real estate market is booming, with a record number of home sales in 2017. With the value of the US housing stock estimated to be $21 trillion and an average house price at nearly half that figure, it’s no wonder why there are so many financial institutions putting their weight behind this sector.
In addition to banks offering financing options for homeowners looking to buy or sell, credit cards can add significant benefits such as cash back rewards and points on travel expenses.

The “best credit cards for real estate investors” are the best credit cards to use in 2022. The 6 best credit cards that real estate agents should be using are the Capital One QuicksilverOne, Chase Sapphire Preferred, Bank of America Merrill Lynch Cash Rewards Credit Card, American Express Platinum Card, Barclaycard Arrival Plus World Elite MasterCard and the Discover it Miles.

Editor’s note: This is a periodic piece containing card information that is updated on a regular basis.

A real estate agent’s finest credit card is one that offers incentives and cash back on particular company costs. While there are no business credit cards developed expressly for real estate brokers, there are cards that specialize in expenditure areas that real estate agents may take advantage of. You may earn points or cash back on advertising, office supplies, phone, petrol, and gift card purchases, to name a few. We’ve chosen the cards that provide the best rewards for your business spending.

The six best credit cards for real estate brokers are as follows:

Do you want to compare the attributes of two cards? We’ve made it simple for you to do so! To add up to three cards to your basket, just check them off on this page. You’ll be able to compare the information in a side-by-side comparison this way.

Best Overall Credit Card for Real Estate Agents: The American Express® Business Gold Card is a credit card issued by American Express.

The American Express® Business Gold Card is a credit card issued by American Express.

Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.

Getting the most out of your incentives in the two areas where you spend the most

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on The American Express® Business Gold Card is a credit card issued by American Express.’s secure website.

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APR on a regular basis

Variable 14.49 percent – 22.49 percent

Credit is required.

Good, Excellent

• Spend $10,000 on qualifying purchases with the Business Gold Card during the first three months of Card Membership to earn 70,000 Membership Rewards® points.
• MORE REWARDS: Earn 4X Membership Rewards® points in the two areas where your company spends the most money each month. Other purchases give you 1X points. **
• **The first $150,000 in combined purchases from these two categories each calendar year earns you 4X points.
• AIRLINE BONUS: Earn 25% back after using points to book all or part of a qualifying flight with Amex Travel, up to 250,000 points per calendar year*.
• OPTION TO PAY OVER TIME: Choose whether to pay for qualifying items in full each month or to pay over time with interest.
• *Conditions apply.

Pros

• Every month, earn 4x points in two categories.
• Pay qualifying charges over time with interest, or make a monthly payment in full.

Cons

• You’ll have to pay a hefty $295 yearly charge.
• There are no options for interest-free financing.

• Free premium roadside assistance up to four times each year. Towing up to 10 miles, winching, jump starts, flat tire changing, lockout service while the key is in the car, and up to two gallons of gas delivery are all available.
• When a retailer refuses to accept returns of undamaged merchandise, American Express will repay you for qualified purchases. Coverage is restricted to 90 days from the date of purchase, a maximum of $300 per item, and $1,000 per year.
• Baggage insurance: You may get up to $1,250 in coverage for carry-on luggage and $500 for checked luggage if your luggage is lost, damaged, or stolen.
• Purchases with valid warranties of five years or fewer are eligible for an extended warranty of one year.
• Purchase protection: Within 90 days after purchase, new items are covered against damage or theft. The maximum amount of coverage is $1,000 per occurrence.

APR on a regular basis

Variable 14.49 percent – 22.49 percent

Credit is required.

Good, Excellent

• Spend $10,000 on qualifying purchases with the Business Gold Card during the first three months of Card Membership to earn 70,000 Membership Rewards® points.
• MORE REWARDS: Earn 4X Membership Rewards® points in the two areas where your company spends the most money each month. Other purchases give you 1X points. **
• **The first $150,000 in combined purchases from these two categories each calendar year earns you 4X points.
• AIRLINE BONUS: Earn 25% back after using points to book all or part of a qualifying flight with Amex Travel, up to 250,000 points per calendar year*.
• OPTION TO PAY OVER TIME: Choose whether to pay for qualifying items in full each month or to pay over time with interest.
• *Conditions apply.

Pros

• Every month, earn 4x points in two categories.
• Pay qualifying charges over time with interest, or make a monthly payment in full.

Cons

• You’ll have to pay a hefty $295 yearly charge.
• There are no options for interest-free financing.

• Free premium roadside assistance up to four times each year. Towing up to 10 miles, winching, jump starts, flat tire changing, lockout service while the key is in the car, and up to two gallons of gas delivery are all available.
• When a retailer refuses to accept returns of undamaged merchandise, American Express will repay you for qualified purchases. Coverage is restricted to 90 days from the date of purchase, a maximum of $300 per item, and $1,000 per year.
• Baggage insurance: You may get up to $1,250 in coverage for carry-on luggage and $500 for checked luggage if your luggage is lost, damaged, or stolen.
• Purchases with valid warranties of five years or fewer are eligible for an extended warranty of one year.
• Purchase protection: Within 90 days after purchase, new items are covered against damage or theft. The maximum amount of coverage is $1,000 per occurrence.

Why we like it: The The American Express® Business Gold Card is a credit card issued by American Express. brings rewards and perks that deliver. For the first $150,000 in combined purchases, you get 4x Membership Rewards® points per $1 on the two categories where you spend the most. Your business can benefit from rewards earned on everyday real estate expenses, such as advertising―online, television, and radio―gas stations, and restaurants, including takeout and delivery. One-time or recurring purchases of computer hardware, software, and cloud solutions are also eligible, and 1x points are earned on all other purchases.

Gift cards, technology, fashion, home and outdoor, entertainment, and more are all available for redemption. Despite having the highest annual fee on our list at $295, you may receive 70,000 Membership Rewards® points after spending $10,000 on qualifying purchases during the first three months of card possession. Without hefty travel benefits, it wouldn’t be an American Express card. If you redeem your points with Amex Travel, you’ll get 25% back on your points, up to 250,000 points each calendar year. You may also use your points to book a journey with one of Amex’s 22 hotel and airline partners, which include both local and international trips.

Chase Ink Business Cash® is the best way to get cash back on office supplies.

Credit Card Ink Business Cash®

Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.

Businesses that are headquartered in an office and wish to earn a lot of money back

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Chase’s Protected Website

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Intro APR

0% On purchases, there is an introductory APR.

APR on a regular basis

Variable 13.24 percent – 19.24 percent

• After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
• Each account anniversary year, get 5% cash back on the first $25,000 spent in combined purchases at office supply retailers and on internet, cable, and phone services.
• Each account anniversary year, get 2% cash back on the first $25,000 spent in combined gas station and restaurant expenditures. On all other purchases, you’ll get 1% cash back.
• Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
• You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
• There is no yearly charge.
• With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
• On purchases, there is a 0% introductory APR for the first 12 months.

Pros

• Spending on office supplies reaps the most benefits.
• On purchases, there is an introductory APR.
• Sign-up bonus in cash

Cons

• Balance transfers are not eligible for the 0% APR.
• A Fee for transferring fundss are 5%. is charged.
• Designed mostly for office-based businesses.

• When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
• Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
• On qualified warranties of 3 years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.

Intro APR

0% On purchases, there is an introductory APR.

APR on a regular basis

Variable 13.24 percent – 19.24 percent

Credit is required.

Good, Excellent

• After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
• Each account anniversary year, get 5% cash back on the first $25,000 spent in combined purchases at office supply retailers and on internet, cable, and phone services.
• Each account anniversary year, get 2% cash back on the first $25,000 spent in combined gas station and restaurant expenditures. On all other purchases, you’ll get 1% cash back.
• Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
• You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
• There is no yearly charge.
• With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
• On purchases, there is a 0% introductory APR for the first 12 months.

Pros

• Spending on office supplies reaps the most benefits.
• On purchases, there is an introductory APR.
• Sign-up bonus in cash

Cons

• Balance transfers are not eligible for the 0% APR.
• A Fee for transferring fundss are 5%. is charged.
• Designed mostly for office-based businesses.

• When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
• Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
• On qualified warranties of 3 years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.

Why we like it: If you lead a real estate team and have recurring office expenses, you’ll receive 5% cash back on office supplies, internet, cable, and phone up to $25,000 with the Chase Ink Business Cash® card. You’ll also get 2% cash back on the first $25,000 spent at gas stations and restaurants, and 1% cash back on all other purchases with zero limits or restrictions. While the $25,000 limit on each account anniversary year is significantly less than the Chase Ink Business Preferred® card, it may be a better choice if you’re working with a smaller budget, and there’s There is no yearly charge..

In addition, for the first 12 months, you’ll earn a 0% introductory APR on interest-free purchases. You may redeem your cash back rewards for vacation, retail, or cash back as a statement credit since they are monitored like points.

Best for Unlimited Cash Back Rewards: Chase Ink Business Unlimited®

Credit Card Ink Business Unlimited®

Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.

Getting 1.5 percent cash back on each and every transaction

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Chase’s Protected Website

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Intro APR

0% On purchases, there is an introductory APR.

APR on a regular basis

Variable 13.24 percent – 19.24 percent

• After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
• Earn an unlimited amount of 1.5 percent cash back on all purchases made for your company.
• There is no yearly charge.
• With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
• Employee cards allow you to earn rewards quicker and at no extra expense. To get more control over your spending, set specific spending limitations.
• Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
• You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
• On purchases, there is a 0% introductory APR for the first 12 months.

Pros

• 0% On purchases, there is an introductory APR.
• On all purchases, you’ll get unlimited cash back incentives.

Cons

• Balance transfers are not eligible for the introductory APR period.
• Fee for transferring fundss are 5%.
• Charges fees for international transactions.
• To qualify, you must have outstanding credit.

• When renting a car for business, the collision damage waiver is primary, meaning it substitutes any personal insurance coverage you may have; it covers compensation up to the real cash value of the vehicle for theft and collision damage for most automobiles in the US and internationally.
• Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
• On qualified warranties of three years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.

Intro APR

0% On purchases, there is an introductory APR.

APR on a regular basis

Variable 13.24 percent – 19.24 percent

Credit is required.

Good, Excellent

• After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
• Earn an unlimited amount of 1.5 percent cash back on all purchases made for your company.
• There is no yearly charge.
• With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
• Employee cards allow you to earn rewards quicker and at no extra expense. To get more control over your spending, set specific spending limitations.
• Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
• You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
• On purchases, there is a 0% introductory APR for the first 12 months.

Pros

• 0% On purchases, there is an introductory APR.
• On all purchases, you’ll get unlimited cash back incentives.

Cons

• Balance transfers are not eligible for the introductory APR period.
• Fee for transferring fundss are 5%.
• Charges fees for international transactions.
• To qualify, you must have outstanding credit.

• When renting a car for business, the collision damage waiver is primary, meaning it substitutes any personal insurance coverage you may have; it covers compensation up to the real cash value of the vehicle for theft and collision damage for most automobiles in the US and internationally.
• Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
• On qualified warranties of three years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.

Why we like it: If you’re always on the go and prefer not to keep track of spending categories, the Chase Ink Business Unlimited® card conveniently offers an unlimited 1.5% cash back on any purchase, with no cap and There is no yearly charge.. You can earn rewards for real estate purchases that don’t fit into typical spend categories, such as printed materials with listing information, open house signs and banners, branded promotional items, or gifts for your clients. This card also offers a 0% On purchases, there is an introductory APR. for the first 12 months.

After spending $7,500 in the first three months after creating your account, you will get $750 in cash back as a welcome incentive. Employee cards are free of charge, and you may establish spending restrictions for each card individually.

Best for Internet, Cable, and Phone Rewards: Chase Ink Business Preferred®

Credit Card Ink Business Preferred®

Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.

Getting the most out of your travel rewards while paying a smaller annual charge

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Chase’s Protected Website

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APR on a regular basis

Variable between 15.99 and 20.99 percent

• Spend $15,000 on purchases in the first three months after creating your account to get 100k bonus points. When redeemed via Chase Ultimate Rewards®, that’s $1,000 in cash or $1,250 in travel.
• Each account anniversary year, get 3 points for every $1 spend on travel and certain business categories. On all other purchases, you’ll get 1 point for every $1 spent.
• Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
• You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
• Points may be redeemed for cash, gift cards, vacation, and more, and they don’t expire as long as your account is active.
• When you redeem points for travel with Chase Ultimate Rewards®, your points are worth 25% more.
• Purchase Protection protects your new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.

Pros

• Possibility of increasing the value of award points
• Provides mobile phone insurance as well as trip cancellation insurance.

Cons

• Doesn’t provide a term of interest-free credit.
• An yearly fee is charged.

• When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
• You and the workers whose names appear on the phone bill you pay with your card are insured for up to $600 in theft or damage per claim. You may only make three claims in a 12-month period, and each claim has a $100 deductible.
• If your vacation is canceled, you may be reimbursed up to $15,000 for planned expenditures like airline or lodging. If your flight is delayed for more than 12 hours, you may be eligible for a $500 hotel, food, and transportation reimbursement.

APR on a regular basis

Variable between 15.99 and 20.99 percent

Credit is required.

Good, Excellent

• Spend $15,000 on purchases in the first three months after creating your account to get 100k bonus points. When redeemed via Chase Ultimate Rewards®, that’s $1,000 in cash or $1,250 in travel.
• Each account anniversary year, get 3 points for every $1 spend on travel and certain business categories. On all other purchases, you’ll get 1 point for every $1 spent.
• Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
• You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
• Points may be redeemed for cash, gift cards, vacation, and more, and they don’t expire as long as your account is active.
• When you redeem points for travel with Chase Ultimate Rewards®, your points are worth 25% more.
• Purchase Protection protects your new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.

Pros

• Possibility of increasing the value of award points
• Provides mobile phone insurance as well as trip cancellation insurance.

Cons

• Doesn’t provide a term of interest-free credit.
• An yearly fee is charged.

• When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
• You and the workers whose names appear on the phone bill you pay with your card are insured for up to $600 in theft or damage per claim. You may only make three claims in a 12-month period, and each claim has a $100 deductible.
• If your vacation is canceled, you may be reimbursed up to $15,000 for planned expenditures like airline or lodging. If your flight is delayed for more than 12 hours, you may be eligible for a $500 hotel, food, and transportation reimbursement.

Why we like it: With the Chase Ink Business Preferred® card, you get three points for every dollar you spend on internet, cable, phone, shipping, and travel. You may also get 3 points for $1 spent on social media and search engine advertising on Google, Facebook, and Yahoo, which is one of your greatest costs. All other purchases get you 1 point each $1 spent. It features one of the highest spending limits for a business credit card, allowing you to earn points on purchases totaling up to $150,000 per account anniversary year.

The annual charge is $95, and the APR starts at 15.99 percent, which is a tad expensive. If you spend $15,000 within the first three months after establishing an account, you will get 100,000 bonus points, which is the equal of $1,000 in cash back. Through Chase Ultimate Rewards, you may exchange your points for gift cards, vacation, retail, cash back as a statement credit, or Apple® items. You may also use your points to pay with PayPal or to make qualified Amazon.com purchases.

Best for Extended 0% Introductory APR and Rewards on Gas Purchases is the U.S. Bank Business Triple Cash Rewards World Elite Mastercard.

Mastercard® with U.S. Bank Business Cash Rewards World EliteTM

Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.

0% APR for the first 12 billing cycles

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On the secure website of US Bank

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APR on a regular basis

13.99 – 22.99 percent * (Variable)

Credit is required.

Excellent/Good

• Earn $500 cash back after spending $3,000 within the first 90 days of creating your account.
• Earn up to 3% cash back on net purchases at qualifying gas stations, office supply stores, and cellphone/service providers.
• All other qualified net purchases will earn you 1% cash back.
• There is no limit to the total amount of cash back that may be received.
• Reward points never run out.
• 25% yearly bonus based on cash prizes from the previous year, up to $250
• 0% Intro APR* for 12 billing cycles on debt transfers; after that, a variable APR ranging from 13.99 percent to 22.99 percent.
• There is no yearly charge.*
• U.S. Bank, a World’s Most Ethical Company® in 2021 (Ethisphere Institute, February 2021), has a fantastic offer.

Pros

• On purchases and debt transfers, there is a 0% APR period.
• Annual cash awards bonus of 25%

Cons

• A little welcome bonus is available.
• Fee for transferring funds

• Collision damage waiver for MasterRental automobile rentals: When you use your U.S. Bank credit card to rent a vehicle, you’re insured in the event of an accident or theft on all rentals made globally. Because the coverage is primary, you won’t need to utilize your own vehicle insurance or accept the rental agency’s insurance. The maximum amount of coverage is $50,000.
• Purchase assurance: If an item bought with your U.S. Bank business credit card is destroyed or stolen within 90 days of purchase, U.S. Bank may repair or pay you. Coverage is restricted to $1,000 per loss, with a maximum of $25,000 per account per year. Items that are placed out of reach and visible to others are not protected.
• Extended warranty protection: From the expiry of warranties of 5 years or less, U.S. Bank will double the manufacturer’s guarantee up to an extra 1 year. For example, an item with a 6-month warranty would be covered for another 6 months. The issuer will either replace the item or pay you up to $10,000 for the amount charged on your US Bank card.

APR on a regular basis

13.99 – 22.99 percent * (Variable)

Credit is required.

Excellent/Good

• Earn $500 cash back after spending $3,000 within the first 90 days of creating your account.
• Earn up to 3% cash back on net purchases at qualifying gas stations, office supply stores, and cellphone/service providers.
• All other qualified net purchases will earn you 1% cash back.
• There is no limit to the total amount of cash back that may be received.
• Reward points never run out.
• 25% yearly bonus based on cash prizes from the previous year, up to $250
• 0% Intro APR* for 12 billing cycles on debt transfers; after that, a variable APR ranging from 13.99 percent to 22.99 percent.
• There is no yearly charge.*
• U.S. Bank, a World’s Most Ethical Company® in 2021 (Ethisphere Institute, February 2021), has a fantastic offer.

Pros

• On purchases and debt transfers, there is a 0% APR period.
• Annual cash awards bonus of 25%

Cons

• A little welcome bonus is available.
• Fee for transferring funds

• Collision damage waiver for MasterRental automobile rentals: When you use your U.S. Bank credit card to rent a vehicle, you’re insured in the event of an accident or theft on all rentals made globally. Because the coverage is primary, you won’t need to utilize your own vehicle insurance or accept the rental agency’s insurance. The maximum amount of coverage is $50,000.
• Purchase assurance: If an item bought with your U.S. Bank business credit card is destroyed or stolen within 90 days of purchase, U.S. Bank may repair or pay you. Coverage is restricted to $1,000 per loss, with a maximum of $25,000 per account per year. Items that are placed out of reach and visible to others are not protected.
• Extended warranty protection: From the expiry of warranties of 5 years or less, U.S. Bank will double the manufacturer’s guarantee up to an extra 1 year. For example, an item with a 6-month warranty would be covered for another 6 months. The issuer will either replace the item or pay you up to $10,000 for the amount charged on your US Bank card.

We like it because: If you’re starting a new company, the U.S. Bank Business Triple Cash Rewards World EliteTM Mastercard® offers a 0% introductory APR for the first 15 months, so now is an excellent opportunity to make significant, expensive purchases interest-free. You also earn 3% cash back at petrol stations, restaurants, office supply shops, and mobile phone service providers, as well as 1% cash back on all other qualified transactions, since you drive a lot from property to property. For regular software subscriptions such as FreshBooks or QuickBooks for your real estate accounting requirements, you may receive a $100 statement credit. There are no restrictions on how many prizes you may acquire.

Plus, there’s There is no yearly charge. and a low starting APR of 13.99%. This card has a sign-up bonus of $500 cash back that’s easily attainable if you spend $4,500 in the first 150 days after opening your account.

Wells Fargo Business Platinum: Best for Gift Card Purchase Discounts

Business Platinum Credit Card from Wells Fargo

Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.

Choosing cash back or points rewards with There is no yearly charge.

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On the Safe Website of Wells Fargo

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APR on a regular basis

Variable 12.74 percent – 22.74 percent

• When you enlist in the Business Card Rewards Program and spend $3,000 within the first three months of account opening, you’ll get a one-time $500 cash back incentive or 50,000 bonus points; there’s no annual rewards charge.
• Get 1.5 percent cash back on every dollar you spend.
• Earn 1 point for every $1 spent, plus 1,000 additional points for each monthly billing period in which your firm spends $1,000 or more.
• There is no annual card cost, and you may have up to 99 employee cards (no additional fee)
• Instruments for managing money
• Online spending reports are accessible.
• Options for online banking and bill payment

Pros

• A fantastic welcome bonus package is available.
• Period of no interest funding
• Ongoing extra benefits for reaching monthly expenditure criteria

Cons

• Low long-term incentives
• Fees for reclaiming airline tickets
• Points have a time limit.

• Purchase protection: Wells Fargo provides coverage for products bought that are damaged or stolen within 90 days of the date of purchase. The things may be repaired, replaced, or reimbursed. The amount of coverage is capped at $10,000 per item and $50,000 per year.
• Wells Fargo’s design studio lets you personalize your card by uploading a picture that reflects your business. The picture may be your company’s emblem or a shop, for example.

APR on a regular basis

Variable 12.74 percent – 22.74 percent

• When you enlist in the Business Card Rewards Program and spend $3,000 within the first three months of account opening, you’ll get a one-time $500 cash back incentive or 50,000 bonus points; there’s no annual rewards charge.
• Get 1.5 percent cash back on every dollar you spend.
• Earn 1 point for every $1 spent, plus 1,000 additional points for each monthly billing period in which your firm spends $1,000 or more.
• There is no annual card cost, and you may have up to 99 employee cards (no additional fee)
• Instruments for managing money
• Online spending reports are accessible.
• Options for online banking and bill payment

Pros

• A fantastic welcome bonus package is available.
• Period of no interest funding
• Ongoing extra benefits for reaching monthly expenditure criteria

Cons

• Low long-term incentives
• Fees for reclaiming airline tickets
• Points have a time limit.

• Purchase protection: Wells Fargo provides coverage for products bought that are damaged or stolen within 90 days of the date of purchase. The things may be repaired, replaced, or reimbursed. The amount of coverage is capped at $10,000 per item and $50,000 per year.
• Wells Fargo’s design studio lets you personalize your card by uploading a picture that reflects your business. The picture may be your company’s emblem or a shop, for example.

Why we like it: Do you spend a lot of money on gift cards for merchants and clients? On the Wells Fargo Business Rewards redemption website, you can get a 5% discount on over 40 different retail gift cards if you have a Wells Fargo Business Platinum card. There are no shipping or handling charges, and you’ll earn points just for buying the gift card. Williams-Sonoma, Pottery Barn, Macy’s, Cracker Barrel, and a variety of eateries and petrol stations are among the gift card companies.

With this card, you may pick whether you want cash back or points as a reward for your real estate company. On qualified items, get 1.5 percent or 1 point for every $1 spent. Because rewards may be applied to any transaction with no category constraints, you can use the card for all of your real estate requirements. For example, you can earn points when you use it to pay for services like professional staging or photography.

If you choose cash back incentives, you may get a $300 bonus after spending $3,000 on eligible items in the first three months. If you choose the reward points scheme, you may get 30,000 extra points after spending $3,000 on eligible purchases in the first three months. When your company spends $1,000 or more in any monthly billing period, you’ll get 1,000 additional points.

Additionally, you save with There is no yearly charge. and a 0% APR for the first nine months, and the starting APR is the lowest on this list at 11.24%.

How We Decided on the Best Credit Cards for Realtors

The best credit cards for real estate agents provide methods to save money on the things and services you use the most. We focused on initial and continuing incentives, sign-up bonuses, introductory and ongoing APRs, and real estate agent expenditure categories.

Conclusion

Consider what card suits your budget and supports your requirements when deciding which credit card to use for your real estate firm. An annual charge may be worthwhile if the benefits are large and realistic for your needs. Consider if you’d profit more from a card with limited spending categories or one with unrestricted usage.

The “best credit card for small business” is a popular choice among real estate agents. The 6 best credit cards are the Capital One QuicksilverOne, Chase Sapphire Preferred, American Express Gold Card, Barclaycard Arrival Plus World Elite MasterCard, Discover it Miles and Citi Simplicity.

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