Table of Contents
The card offers 2x miles on every purchase at U.S. restaurants and shops, as well as 1 mile per $1 spent on all other purchases– with no blackout dates or category exclusions!
The “delta skymiles® gold american express card” is a credit card that offers 3 miles per dollar spent on Delta purchases. It also offers a $100 statement credit after your first Delta purchase and 2,500 bonus miles if you spend $1,000 in the first 90 days of opening your account.
The Delta SkyMiles® Gold Company American Express Card is for business owners who travel Delta Airlines regularly and want to take advantage of in-flight discounts and a free checked bag. This small company credit card with a low a yearly fee also gives rewards in other areas such as advertising, shipping, and eating.
American Express Delta SkyMiles® Gold Business Card
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Flyers of Delta Air Lines may receive points for purchases made outside of Delta.
Apply Now
on American Express Delta SkyMiles® Gold Business Card’s secure website.
Compare with
APR on a regular basis
Variable (15.99 percent – 24.99 percent)
a yearly fee
$0 introductory a yearly fee for the first year, then $99
Credit is required.
Good, Excellent
- Limited-time offer: Earn 75,000 extra miles after spending $3,000 on your new Card during the first three months of membership. Offer expires on April 13, 2022.
- Take $100 off your next Delta ticket after spending $10,000 on your Card in a calendar year – you’ll get a $100 Delta Flight Credit to apply toward future travel after spending $10,000 on your Card in a calendar year.
- Earn 2 miles for every dollar spent on eligible Delta sales, eligible U.S. purchases for advertising in certain media, eligible U.S. shipping purchases, and eligible dollar spent at restaurants. For every qualified dollar spent on additional purchases, you’ll earn one mile.
- With ease, check or store your bag: On Delta flights, the first checked bag is free, and the main cabin gets priority boarding.
- When you go abroad, you won’t have to pay any international transaction fees.
- $0 introductory a yearly fee for the first year, then $99.
- There are certain restrictions and conditions that apply.
Pros
- Low a yearly fee
- There are no costs for international transactions.
- Get a $100 Delta travel credit by completing this survey.
Cons
- Transfers of balances are not permitted.
- There is no free or reduced Delta Sky Club membership.
- There is no introductory APR of 0%.
- Free checked luggage: You and up to eight passengers may check one bag for free.
- Savings on in-flight purchases: Use your American Express Gold Delta SkyMiles® Business Credit Card to get a 20% discount on in-flight purchases.
- Baggage insurance: If your luggage is lost, damaged, or stolen, you may get up to $1,250 in coverage for carry-on bags and $500 for checked bags.
- Car rental insurance is primary, which means it takes the place of any personal insurance you may have while renting a car for business; it reimburses you up to the real cash worth of the car for theft and accident damage for most automobiles in the US and overseas.
APR on a regular basis
Variable (15.99 percent – 24.99 percent)
a yearly fee
$0 introductory a yearly fee for the first year, then $99
Credit is required.
Good, Excellent
- Limited-time offer: Earn 75,000 extra miles after spending $3,000 on your new Card during the first three months of membership. Offer expires on April 13, 2022.
- Take $100 off your next Delta ticket after spending $10,000 on your Card in a calendar year – you’ll get a $100 Delta Flight Credit to apply toward future travel after spending $10,000 on your Card in a calendar year.
- Earn 2 miles for every dollar spent on eligible Delta sales, eligible U.S. purchases for advertising in certain media, eligible U.S. shipping purchases, and eligible dollar spent at restaurants. For every qualified dollar spent on additional purchases, you’ll earn one mile.
- With ease, check or store your bag: On Delta flights, the first checked bag is free, and the main cabin gets priority boarding.
- When you go abroad, you won’t have to pay any international transaction fees.
- $0 introductory a yearly fee for the first year, then $99.
- There are certain restrictions and conditions that apply.
Pros
- Low a yearly fee
- There are no costs for international transactions.
- Get a $100 Delta travel credit by completing this survey.
Cons
- Transfers of balances are not permitted.
- There is no free or reduced Delta Sky Club membership.
- There is no introductory APR of 0%.
- Free checked luggage: You and up to eight passengers may check one bag for free.
- Savings on in-flight purchases: Use your American Express Gold Delta SkyMiles® Business Credit Card to get a 20% discount on in-flight purchases.
- Baggage insurance: If your luggage is lost, damaged, or stolen, you may get up to $1,250 in coverage for carry-on bags and $500 for checked bags.
- Car rental insurance is primary, which means it takes the place of any personal insurance you may have while renting a car for business; it reimburses you up to the real cash worth of the car for theft and accident damage for most automobiles in the US and overseas.
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How Do We Assess Business Travel Rewards Credit Cards?
When grading a travel rewards business credit card like the American Express Delta SkyMiles® Gold Business Card, we first consider the ongoing rewards, introductory rewards, and additional card benefits. We also take into consideration the card’s a yearly fee and introductory and ongoing annual percentage rates (APRs).
Who the American Express Delta SkyMiles® Gold Business Card Is Best For
- Business owners who usually fly Delta Airlines: Business owners who frequently fly Delta Airlines may use this card to earn Delta-related benefits and take advantage of travel privileges such as a free checked bag, in-flight discounts, and priority boarding.
- Business owners who spend on advertising, shipping, and dining expenses: Aside from Delta-related purchases, the American Express Delta SkyMiles® Gold Business Card also offers unlimited rewards when you use your credit card to pay for advertising in select media, US shipping purchases, and dining at restaurants.
American Express Delta SkyMiles® Gold Business Card Fees
- APR for the first time: None
- Ongoing APR: Variable between 15.99 percent and 24.99 percent, depending on the prime rate.
- a yearly fee: $99—waived for the first year
- There is a cost for transferring funds from one account to another.
- Fees for international transactions: none
- Cash advance fee: $5 or 3%, whichever is higher—cash advance APR is changeable at 25.49 percent.
American Express Delta SkyMiles® Gold Business Card Rewards
- After spending $3,000 on your new Card in the first three months of membership, you’ll get 75,000 extra miles. Offer expires on April 13, 2022.
- Every dollar spent on qualifying purchases made directly with Delta earns you 2 miles.
- 2 miles per dollar spent on advertising in chosen media in the United States
- 2 miles per dollar spent on qualifying US shipping and eating at restaurants
- All other qualified purchases will earn you 1 mile.
- When you spend $10,000 in a calendar year, you’ll get a $100 Delta ticket coupon to apply toward future travel.
- When you use your card on a Delta flight, you’ll get a 20% statement credit on certain in-flight purchases.
Your points may be redeemed for flights, seat upgrades, car rentals, souvenirs, and gift cards via the Delta rewards system. Redemptions should be made in 5,000 mile increments, with a minimum of 5,000 miles each redemption. Your Delta miles may have a different redemption value depending on what you’re buying.
American Express Delta SkyMiles® Gold Business Card Additional Features
Priority Boarding in Main Cabin 1
The American Express Delta SkyMiles® Gold Business Card allows you to enjoy early boarding on Delta flights. You can board your flight when Priority Boarding in Main Cabin 1 is called. Priority Boarding in Main Cabin 1 is also available for passengers traveling on the same reservation as the cardmember, up to a maximum of nine passengers per reservation. Priority Boarding in Main Cabin 1 is only available on Delta and Delta Connection carrier-operated flights. This benefit isn’t applicable on Delta Shuttle® flights.
Assistance on the Road
The American Express Delta SkyMiles® Gold Business Card offers free access to a Assistance on the Road hotline that can help in case of an emergency. The Assistance on the Road hotline can provide services such as towing, winching, jump-starts, flat tire change, fuel delivery, and lockout services. Cardholders are responsible for any additional goods or services provided. Vehicles that aren’t covered by Assistance on the Road are taxis, rental vehicles, tractors, and trucks.
Purchase Insurance
The American Express Delta SkyMiles® Gold Business Card offers coverage up to $1,000 per damaged or stolen item purchased using the card, up to a maximum of $50,000 per calendar year. Only incidents within 90 days from the date of purchase are eligible for this protection. Certain items are excluded, such as animals, living plants, consumables, motorized vehicles, traveler’s checks, rental items, and items purchased for resale.
Protection under the Extended Warranty
Purchases with original manufacturer’s warranties of five years or less are eligible for extended warranties. American Express will match warranties that are less than two years old and add two years to guarantees that are two to five years old. Consumables, motorized vehicles, real estate, furnishings, animals, live plants, and goods acquired as inventory are not covered by this policy.
Insurance for Travel Accidents
American Express offers Insurance for Travel Accidents up to $100,000 if you die or lose a limb, sight, speech, or hearing. Trips that are paid for entirely with your American Express credit card are eligible for this coverage. Certain instances are excluded, such as losses resulting from war or acts of war, self-inflicted injuries, certain ailments, and injuries caused by commuting.
Plan for Baggage Insurance
The American Express Delta SkyMiles® Gold Business Card offers baggage insurance of between $250 and $1,250 for any luggage lost while in transit, carry-on baggage, checked baggage, or high-risk items. Cardholders are only eligible for this coverage if the entire trip fare was paid for using your American Express business credit card.
Loss and Damage Insurance for Car Rentals
The American Express Delta SkyMiles® Gold Business Card offers car rental and damage insurance up to $50,000 per car rental agreement for rentals within the first 30 consecutive days. Incidents that aren’t covered include intentional damage, damage that occurred outside the car rental period, manufacturing defects, normal wear and tear, and damage to any property other than the rental car.
The Global Assist Hotline is available 24 hours a day, 7 days a
When traveling more than 100 miles from home, cardholders have access to 24-hour dispatch. This free worldwide assistance hotline connects cards to travel, emergency, medical, and legal support across the world. This is only a concierge service; cardholders are liable for third-party provider expenses.
Pros & Cons Explained
Pros of American Express Delta SkyMiles® Gold Business Card
- Low a yearly fee: The American Express Delta SkyMiles® Gold Business Card only charges a $99 a yearly fee, which is waived for the first year.
- There are no costs for international transactions.: You can use your card to make purchases outside of the United States without having to pay foreign transaction fees.
- Get a $100 Delta travel credit by completing this survey.: When you spend a total of $10,000 in purchases in a calendar year, you’ll Get a $100 Delta travel credit by completing this survey. to use toward future travel.
Cons of American Express Delta SkyMiles® Gold Business Card
- Transfers of balances are not permitted.: The American Express Delta SkyMiles® Gold Business Card doesn’t allow balance transfers, which is a disadvantage if you need to transfer a balance from another card.
- There is no free or reduced Delta Sky Club membership.: Unlike the other Delta SkyMiles® American Express credit cards, the American Express Delta SkyMiles® Gold Business Card doesn’t offer free or discounted access to the Delta Sky Club.
- There is no introductory APR of 0%.: This card doesn’t offer introductory interest-free financing—this is a drawback if you plan to use your card to make a large purchase.
American Express Delta SkyMiles® Gold Business Card Alternatives
Capital One® Spark® Business Miles
The Capital One® Spark® Business Miles card is an excellent alternative if you want to earn unlimited 2x miles on all business-related purchases. This credit card charges a $95 a yearly fee, which is also waived for the first year. Additionally, you may want to consider this credit card if you need to access balance transfer services.
Capital One® Spark® Business Miles
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Every swipe earns you 2x miles.
Apply Now
on Capital One® Spark® Business Miles’s secure website.
Compare with
APR on a regular basis
20% (20.99%) (Variable)
a yearly fee
For the first year, there is no charge; after that, it is $95 each year.
Credit is required.
Excellent, Good
- After spending $4,500 in the first three months, you’ll get a $500 trip incentive.
- 2 kilometers for every $1 invested
- Employee cards may be distributed for free.
Pros
- There are no costs for international transactions.
- Credit for TSA Pre® or Global Entry application fees
Cons
- You’ll pay an a yearly fee after the first year
- Doesn’t provide interest-free credit.
- Once every four years, you’ll get a $100 statement credit for Global Entry or a $85 statement credit for TSA Pre® airport security screening.
- Most purchases bought solely with your card are protected if they are destroyed or stolen within 90 days of the purchase date. The amount of coverage is capped at $10,000 per claim and $50,000 per cardholder account per year.
- On most things you buy, extended warranty coverage doubles the original guarantee duration and duplicates the coverage of the original manufacturer’s warranty for a maximum of 12 months.
- Medical referrals if you have a medical emergency while traveling: If you suffer a medical emergency while traveling, provide recommendations to medical assistance. If you’re 100 miles or more from home, you’re protected from the time you depart until midnight on the 60th day of your vacation, or until you return to your home city, whichever comes first.
APR on a regular basis
20% (20.99%) (Variable)
a yearly fee
For the first year, there is no charge; after that, it is $95 each year.
Credit is required.
Excellent, Good
- After spending $4,500 in the first three months, you’ll get a $500 trip incentive.
- 2 kilometers for every $1 invested
- Employee cards may be distributed for free.
Pros
- There are no costs for international transactions.
- Credit for TSA Pre® or Global Entry application fees
Cons
- You’ll pay an a yearly fee after the first year
- Doesn’t provide interest-free credit.
- Once every four years, you’ll get a $100 statement credit for Global Entry or a $85 statement credit for TSA Pre® airport security screening.
- Most purchases bought solely with your card are protected if they are destroyed or stolen within 90 days of the purchase date. The amount of coverage is capped at $10,000 per claim and $50,000 per cardholder account per year.
- On most things you buy, extended warranty coverage doubles the original guarantee duration and duplicates the coverage of the original manufacturer’s warranty for a maximum of 12 months.
- Medical referrals if you have a medical emergency while traveling: If you suffer a medical emergency while traveling, provide recommendations to medical assistance. If you’re 100 miles or more from home, you’re protected from the time you depart until midnight on the 60th day of your vacation, or until you return to your home city, whichever comes first.
Business Preferred® by Chase Ink
The Business Preferred® by Chase Ink card is a great option if you spend on expenses such as travel, shipping purchases, advertising on search engines and social media sites, and expenses for internet, cable, and phone services. It charges a $95 a yearly fee, zero foreign transaction fee, and allows balance transfers.
Credit Card Ink Business Preferred®
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Maximizing travel rewards at a lower a yearly fee
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Chase’s Protected Website
Compare with
APR on a regular basis
Variable between 15.99 and 20.99 percent
- Spend $15,000 on purchases in the first three months after creating your account to get 100k bonus points. When redeemed via Chase Ultimate Rewards®, that’s $1,000 in cash or $1,250 in travel.
- Each account anniversary year, get 3 points for every $1 spend on travel and certain business categories. On all other purchases, you’ll get 1 point for every $1 spent.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- Points may be redeemed for cash, gift cards, vacation, and more, and they don’t expire as long as your account is active.
- When you redeem points for travel with Chase Ultimate Rewards®, your points are worth 25% more.
- Purchase Insurance covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Possibility of increasing the value of award points
- Provides mobile phone insurance as well as trip cancellation insurance.
Cons
- Doesn’t provide a term of interest-free credit.
- Charges an a yearly fee
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- You and the workers whose names appear on the phone bill you pay with your card are insured for up to $600 in theft or damage per claim. You may only make three claims in a 12-month period, and each claim has a $100 deductible.
- If your vacation is canceled, you may be reimbursed up to $15,000 for planned expenditures like airline or lodging. If your flight is delayed for more than 12 hours, you may be eligible for a $500 hotel, food, and transportation reimbursement.
APR on a regular basis
Variable between 15.99 and 20.99 percent
Credit is required.
Good, Excellent
- Spend $15,000 on purchases in the first three months after creating your account to get 100k bonus points. When redeemed via Chase Ultimate Rewards®, that’s $1,000 in cash or $1,250 in travel.
- Each account anniversary year, get 3 points for every $1 spend on travel and certain business categories. On all other purchases, you’ll get 1 point for every $1 spent.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- Points may be redeemed for cash, gift cards, vacation, and more, and they don’t expire as long as your account is active.
- When you redeem points for travel with Chase Ultimate Rewards®, your points are worth 25% more.
- Purchase Insurance covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Possibility of increasing the value of award points
- Provides mobile phone insurance as well as trip cancellation insurance.
Cons
- Doesn’t provide a term of interest-free credit.
- Charges an a yearly fee
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- You and the workers whose names appear on the phone bill you pay with your card are insured for up to $600 in theft or damage per claim. You may only make three claims in a 12-month period, and each claim has a $100 deductible.
- If your vacation is canceled, you may be reimbursed up to $15,000 for planned expenditures like airline or lodging. If your flight is delayed for more than 12 hours, you may be eligible for a $500 hotel, food, and transportation reimbursement.
American Express Delta SkyMiles® Platinum Business Card
If you want to enjoy discounted access to the Delta Sky Club, the American Express Delta SkyMiles® Platinum Business Card is an excellent alternative. This small business credit card allows you to receive a reduced fee of $39 per Delta Sky Club visit. You can also receive a companion certificate for a domestic main cabin round trip each year upon renewal of your card.
American Express Delta SkyMiles® Platinum Business Card
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Those who fly Delta often and wish to take advantage of the company’s premium business services.
Apply Now
on American Express Delta SkyMiles® Platinum Business Card’s secure website.
Compare with
APR on a regular basis
Variable (15.99 percent – 24.99 percent)
Credit is required.
Good, Excellent
- Limited-time offer: Earn 100,000 extra miles after spending $4,000 on your new Card during the first three months of membership. Offer expires on April 13, 2022.
- Earn 3 miles for every dollar spent on qualifying purchases made directly with Delta and on qualified hotel purchases.
- Earn an extra half mile per dollar on single qualified purchases of $5,000 or more, up to 50,000 miles each year. For every qualified dollar spent on additional purchases, you’ll earn one mile.
- Earn 10,000 Medallion® Qualification Miles (MQMs) after spending $25,000 on your card in a calendar year with Status Boost®, up to 2 times each year, bringing you closer to Medallion Status.
- Status-like benefits: First Check Bag Free on Delta flights + Priority Boarding in Main Cabin 1.
- There are certain restrictions and conditions that apply..
Pros
- There are no costs for international transactions.
- Savings on flights
- Tools for business management
Cons
- $250 a yearly fee
- There is no interest-free term.
- Transfers of balances are not permitted.
- Benefits from Delta include a free first checked bag and priority boarding.
- Insurance for Travel Accidents: Provides card owners with Insurance for Travel Accidents up to $100,000.
- Purchase Insurance: Provides coverage for purchases that are damaged or stolen up to 120 days from the date of purchase. Coverage is limited to $1,000 for an item and up to $50,000 for all claims for one year.
APR on a regular basis
Variable (15.99 percent – 24.99 percent)
Credit is required.
Good, Excellent
- Limited-time offer: Earn 100,000 extra miles after spending $4,000 on your new Card during the first three months of membership. Offer expires on April 13, 2022.
- Earn 3 miles for every dollar spent on qualifying purchases made directly with Delta and on qualified hotel purchases.
- Earn an extra half mile per dollar on single qualified purchases of $5,000 or more, up to 50,000 miles each year. For every qualified dollar spent on additional purchases, you’ll earn one mile.
- Earn 10,000 Medallion® Qualification Miles (MQMs) after spending $25,000 on your card in a calendar year with Status Boost®, up to 2 times each year, bringing you closer to Medallion Status.
- Status-like benefits: First Check Bag Free on Delta flights + Priority Boarding in Main Cabin 1.
- There are certain restrictions and conditions that apply..
Pros
- There are no costs for international transactions.
- Savings on flights
- Tools for business management
Cons
- $250 a yearly fee
- There is no interest-free term.
- Transfers of balances are not permitted.
- Benefits from Delta include a free first checked bag and priority boarding.
- Insurance for Travel Accidents: Provides card owners with Insurance for Travel Accidents up to $100,000.
- Purchase Insurance: Provides coverage for purchases that are damaged or stolen up to 120 days from the date of purchase. Coverage is limited to $1,000 for an item and up to $50,000 for all claims for one year.
Conclusion
The American Express Delta SkyMiles® Platinum Business Card is a great option for business owners who travel frequently with Delta Airlines and want to enjoy travel rewards and perks. It’s a great option if you don’t need to access the Delta Sky Club. Visit our Credit Card Marketplace to compare other top credit cards and find out which one best suits you.
The “best delta business credit card” is a product that was released in 2022. The card offers many benefits, including no foreign transaction fees, and airport lounge access.
Frequently Asked Questions
Is Amex Delta Gold hard to get?
A: Delta Gold is more difficult to get than other Amex rewards cards.
What credit bureau does Delta SkyMiles use?
A: Delta does not mention which credit bureau they use.
What does my credit score need to be for Delta SkyMiles card?
A: You need to have a credit score of 650 or higher.
Related Tags
- delta gold business card benefits
- amex delta gold business 70k
- delta skymiles credit card
- amex gold business
- american express delta card benefits
