Table of Contents
Credit cards will help nonprofits to raise money, build credit scores and expand their reach beyond the local community. This is why these types of organizations should be using a credit card in 2022.
The “nonprofit credit card no personal guarantee” is a type of credit card that does not have a personal guarantee. This means that if the company goes bankrupt, you will be left with nothing.
Editor’s note: This is a periodic piece containing card information that is updated on a regular basis.
The finest credit cards for charities let your organization maintain more money in its coffers. When keeping your budget in check is a key priority, perks like cash back incentives, There is There is no a yearly fee.., low interest rates, and discounts may all assist. For office-based organizations and regular travelers, we’ve picked a number of cards with significant benefits.
The following are the top seven credit cards for nonprofits:
Do you want to compare the attributes of two cards? We’ve made it simple for you to do so! To add up to three cards to your basket, just check them off on this page. You’ll be able to compare the information in a side-by-side comparison this way.
Best Overall Credit Card for Nonprofits: Chase Ink Business Cash®
Credit Card Ink Business Cash®
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Businesses that are headquartered in an office and wish to earn a lot of money back
Apply Now
Chase’s Protected Website
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Intro APR
Purchases are tax-free., there is an introductory APR.
APR on a regular basis
Variable 13.24 percent – 19.24 percent
- After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
- Each account anniversary year, get 5% cash back on the first $25,000 spent in combined purchases at office supply retailers and on internet, cable, and phone services.
- Each account anniversary year, get 2% cash back on the first $25,000 spent in combined gas station and restaurant expenditures. On all other purchases, you’ll get 1% cash back.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- There is There is no a yearly fee..
- With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
- On purchases, there is a 0% introductory APR for the first 12 months.
Pros
- Spending on office supplies reaps the most benefits.
- On purchases, there is an introductory APR.
- Sign-up bonus in cash
Cons
- Balance transfers are not eligible for the 0% APR.
- A 5% Fee for transferring funds is charged.
- Designed mostly for office-based businesses.
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
- On qualified warranties of 3 years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.
Intro APR
Purchases are tax-free., there is an introductory APR.
APR on a regular basis
Variable 13.24 percent – 19.24 percent
Credit is required.
Good, Excellent
- After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
- Each account anniversary year, get 5% cash back on the first $25,000 spent in combined purchases at office supply retailers and on internet, cable, and phone services.
- Each account anniversary year, get 2% cash back on the first $25,000 spent in combined gas station and restaurant expenditures. On all other purchases, you’ll get 1% cash back.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- There is There is no a yearly fee..
- With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
- On purchases, there is a 0% introductory APR for the first 12 months.
Pros
- Spending on office supplies reaps the most benefits.
- On purchases, there is an introductory APR.
- Sign-up bonus in cash
Cons
- Balance transfers are not eligible for the 0% APR.
- A 5% Fee for transferring funds is charged.
- Designed mostly for office-based businesses.
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
- On qualified warranties of 3 years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.
Why we like it: The Chase Ink Business Cash® card is a great credit card for fundraising costs for nonprofits. The Chase Ink Business Cash® card may help you save money if you routinely print letters, mailers, grant proposals, and annual reports, or if you spend a lot of time on the phone chatting with contributors or preparing events. Get 5% cash back on the first $25,000 you spend on office supplies, internet, cable, and phone each account anniversary year. For the first $25,000 spent at gas stations and restaurants each account anniversary year, you may earn 2% cash back. You may receive 1% cash back on all other purchases, with no limit on how much you can earn.
At the Apple® Ultimate Rewards Store, you may exchange your points for travel, gift cards, or Apple® merchandise. You may get cash back in the form of a statement credit or a direct transfer into your bank or savings account.
Capital One® Spark® Business Miles: Best for Nonprofit Travel Rewards
Capital One® Spark® Business Miles
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Every swipe earns you 2x miles.
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on Capital One® Spark® Business Miles’s secure website.
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APR on a regular basis
20% (20.99%) (Variable)
a yearly fee
For the first year, there is no charge; after that, it is $95 each year.
Credit is required.
Excellent, Good
- After spending $4,500 in the first three months, you’ll get a $500 trip incentive.
- 2 kilometers for every $1 invested
- Employee cards may be distributed for free.
Pros
- There are no costs for international transactions.
- Credit for TSA Pre® or Global Entry application fees
Cons
- You’ll pay an a yearly fee after the first year
- Doesn’t provide interest-free credit.
- Once every four years, you’ll get a $100 statement credit for Global Entry or a $85 statement credit for TSA Pre® airport security screening.
- Most purchases bought solely with your card are protected if they are destroyed or stolen within 90 days of the purchase date. The amount of coverage is capped at $10,000 per claim and $50,000 per cardholder account per year.
- On most things you buy, extended warranty coverage doubles the original guarantee duration and duplicates the coverage of the original manufacturer’s warranty for a maximum of 12 months.
- Medical referrals if you have a medical emergency while traveling: If you suffer a medical emergency while traveling, provide recommendations to medical assistance. If you’re 100 miles or more from home, you’re protected from the time you depart until midnight on the 60th day of your vacation, or until you return to your home city, whichever comes first.
APR on a regular basis
20% (20.99%) (Variable)
a yearly fee
For the first year, there is no charge; after that, it is $95 each year.
Credit is required.
Excellent, Good
- After spending $4,500 in the first three months, you’ll get a $500 trip incentive.
- 2 kilometers for every $1 invested
- Employee cards may be distributed for free.
Pros
- There are no costs for international transactions.
- Credit for TSA Pre® or Global Entry application fees
Cons
- You’ll pay an a yearly fee after the first year
- Doesn’t provide interest-free credit.
- Once every four years, you’ll get a $100 statement credit for Global Entry or a $85 statement credit for TSA Pre® airport security screening.
- Most purchases bought solely with your card are protected if they are destroyed or stolen within 90 days of the purchase date. The amount of coverage is capped at $10,000 per claim and $50,000 per cardholder account per year.
- On most things you buy, extended warranty coverage doubles the original guarantee duration and duplicates the coverage of the original manufacturer’s warranty for a maximum of 12 months.
- Medical referrals if you have a medical emergency while traveling: If you suffer a medical emergency while traveling, provide recommendations to medical assistance. If you’re 100 miles or more from home, you’re protected from the time you depart until midnight on the 60th day of your vacation, or until you return to your home city, whichever comes first.
Why we like it: If you travel frequently for your nonprofit, use the Capital One® Spark® Business Miles and get an unlimited 2x miles on every business purchase, and 5x miles when you book with Capital One Travel for hotel and rental cars. Redeem your earned miles for flights or hotels or transfer your miles to one of Capital One’s 16 travel partners like Air France, Singapore Airlines, Qantas, and Cathay Pacific. You can also apply miles earned toward any qualifying travel purchase by using Capital One’s Purchase Eraser, worth 1 cent per 1 Capital One mile. With this flexibility, you get discounts on expenses like airlines, hotels, and car rentals.
Within the first three months of account opening, spend $4,500 on purchases and earn 50,000 miles―equal to $500 in travel. Save during your first year by paying There is There is no a yearly fee.., then $95 each year after.
Best for 0% Introductory APR Offer for Nonprofits: U.S. Bank Triple Cash Rewards World EliteTM Mastercard®
Triple Cash Rewards from U.S. Bank for Business Mastercard World EliteTM
APR of 0% for 15 billing cycles
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On the secure website of US Bank
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APR on a regular basis
14.24% – 23.12% (Variable)
Credit is required.
Excellent/Good
- Earn $500 in cash back for a limited time. Simply spend $4,500 on the Account Owner’s card during the first 150 days of your account being opened.
- Earn 3% cash back at petrol stations, office supply retailers, telephone service providers, and restaurants on qualified purchases.
- All other qualified net purchases will earn you 1% cash back.
- There is no limit to the total amount of cash back that may be received.
- Reward points never run out.
- For regular software subscription fees like FreshBooks or Quickbooks, you may get a $100 statement credit per year.
- For 15 payment cycles, get a On purchases, there is a 0% introductory APR. and debt transfers. Then there’s a variable APR ranging from 14.24 percent to 23.24 percent.
- There is There is no a yearly fee…
Pros
- Purchases and balance transfers are both eligible for a 0% APR.
- Cash back benefits are available indefinitely.
- There is There is no a yearly fee..
Cons
- Even during the promotional period, there is a balance transfer cost.
- Cash advances are not subject to the intro APR.
- Collision damage waiver for MasterRental automobile rentals: When you use your U.S. Bank credit card to rent a vehicle, you’re insured in the event of an accident or theft on all rentals made globally. Because the coverage is primary, you won’t need to utilize your own vehicle insurance or accept the rental agency’s insurance. The maximum amount of coverage is $50,000.
- Purchase assurance: If an item bought with your U.S. Bank business credit card is destroyed or stolen within 90 days of purchase, U.S. Bank may repair or pay you. Coverage is restricted to $1,000 per loss, with a maximum of $25,000 per account per year. Items that are placed out of reach and visible to others are not protected.
- Extended warranty protection: From the expiry of warranties of 5 years or less, U.S. Bank will double the manufacturer’s guarantee up to an extra 1 year. For example, an item with a 6-month warranty would be covered for another 6 months. The issuer will either replace the item or pay you up to $10,000 for the amount charged on your US Bank card.
APR on a regular basis
14.24% – 23.12% (Variable)
Credit is required.
Excellent/Good
- Earn $500 in cash back for a limited time. Simply spend $4,500 on the Account Owner’s card during the first 150 days of your account being opened.
- Earn 3% cash back at petrol stations, office supply retailers, telephone service providers, and restaurants on qualified purchases.
- All other qualified net purchases will earn you 1% cash back.
- There is no limit to the total amount of cash back that may be received.
- Reward points never run out.
- For regular software subscription fees like FreshBooks or Quickbooks, you may get a $100 statement credit per year.
- For 15 payment cycles, get a On purchases, there is a 0% introductory APR. and debt transfers. Then there’s a variable APR ranging from 14.24 percent to 23.24 percent.
- There is There is no a yearly fee…
Pros
- Purchases and balance transfers are both eligible for a 0% APR.
- Cash back benefits are available indefinitely.
- There is There is no a yearly fee..
Cons
- Even during the promotional period, there is a balance transfer cost.
- Cash advances are not subject to the intro APR.
- Collision damage waiver for MasterRental automobile rentals: When you use your U.S. Bank credit card to rent a vehicle, you’re insured in the event of an accident or theft on all rentals made globally. Because the coverage is primary, you won’t need to utilize your own vehicle insurance or accept the rental agency’s insurance. The maximum amount of coverage is $50,000.
- Purchase assurance: If an item bought with your U.S. Bank business credit card is destroyed or stolen within 90 days of purchase, U.S. Bank may repair or pay you. Coverage is restricted to $1,000 per loss, with a maximum of $25,000 per account per year. Items that are placed out of reach and visible to others are not protected.
- Extended warranty protection: From the expiry of warranties of 5 years or less, U.S. Bank will double the manufacturer’s guarantee up to an extra 1 year. For example, an item with a 6-month warranty would be covered for another 6 months. The issuer will either replace the item or pay you up to $10,000 for the amount charged on your US Bank card.
Why we like it: The U.S. Bank Triple Cash Rewards World EliteTM Mastercard® provides a 0% APR for the first 15 months of card ownership, which you may use to finance interest-free purchases for your organization, such as office equipment or computers.
Plus, you can receive up to 3% cash back for recurring nonprofit expenses at office supply stores, mobile phone/service providers, and gas stations, and 1% cash back on all other eligible purchases with There is There is no a yearly fee… As an introductory bonus, earn $500 cash back after spending just $4,500 in the first 150 days after opening your account. If your office needs accounting or invoicing tools, earn an annual $100 statement credit for recurring software expenses such as QuickBooks or FreshBooks.
The Charity Charge World Mastercard® is the best way for non-profits to get vendor discounts.
Mastercard® Charitable Charge
Earning fixed-rate incentives that may be used to make philanthropic contributions
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On the secure website of Charity Carge
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APR on a regular basis
Variable 14.90 percent
Credit is required.
Excellent – Excellent
- There is There is no a yearly fee.. to use the Charity Charge Nonprofit Business card
- As an automatic refund on your monthly statements, you will get 1% cash back.
- Through a relationship with Purchasing Point, you may get exclusive savings from over 200+ national suppliers.
Pros
- Automatically donates to up to three charity organizations of your choosing.
- Tax-deductible contributions are accepted.
- Reward possibilities are endless.
Cons
- Low long-term incentives
- There is no 0% APR term.
- Fee for transferring funds
- Savings from national suppliers: Through Purchasing Point, you’ll get special discounts from more than 200 national retailers. Discounts on services from companies like FedEx and Enterprise Rent-A-Car are among them. The Purchasing Point’s vendor page lists all of the available merchants.
- No personal guarantee: This card does not need a personal credit check and does not demand a personal guarantee. Furthermore, you are not personally accountable for the company’s debts.
- Extended warranty protection: Up to $10,000 per incident and $50,000 per cardholder each year, doubles the current manufacturer’s warranty.
- Purchase assurance: Replaces damaged or stolen new products within 90 days after purchase. The maximum amount of coverage is $10,000 per occurrence and $50,000 per cardholder every year.
APR on a regular basis
Variable 14.90 percent
Credit is required.
Excellent – Excellent
- There is There is no a yearly fee.. to use the Charity Charge Nonprofit Business card
- As an automatic refund on your monthly statements, you will get 1% cash back.
- Through a relationship with Purchasing Point, you may get exclusive savings from over 200+ national suppliers.
Pros
- Automatically donates to up to three charity organizations of your choosing.
- Tax-deductible contributions are accepted.
- Reward possibilities are endless.
Cons
- Low long-term incentives
- There is no 0% APR term.
- Fee for transferring funds
- Savings from national suppliers: Through Purchasing Point, you’ll get special discounts from more than 200 national retailers. Discounts on services from companies like FedEx and Enterprise Rent-A-Car are among them. The Purchasing Point’s vendor page lists all of the available merchants.
- No personal guarantee: This card does not need a personal credit check and does not demand a personal guarantee. Furthermore, you are not personally accountable for the company’s debts.
- Extended warranty protection: Up to $10,000 per incident and $50,000 per cardholder each year, doubles the current manufacturer’s warranty.
- Purchase assurance: Replaces damaged or stolen new products within 90 days after purchase. The maximum amount of coverage is $10,000 per occurrence and $50,000 per cardholder every year.
We like it because: Nonprofits who have been in operation for at least five years and generate at least $100,000 in yearly sales, or at least two years and generate $500,000 in annual revenue, are eligible to apply for the Charity Charge World Mastercard®. This card can save your nonprofit money on recurring expenses by providing exclusive vendor discounts at more than 200 national vendors, free Microsoft 365 for the first four months with a one-year subscription, and a 40 percent or 50 percent discount on QuickBooks Online or QuickBooks Self Employed for the first 12 months.
You can use this card anywhere Mastercard® is accepted and there’s There is There is no a yearly fee… Also, this card can be used without a personal guarantee.
Chase Ink Business Unlimited® is the best option for non-profits that want to make unlimited purchases.
Credit Card Ink Business Unlimited®
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Getting 1.5 percent cash back on each and every transaction
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Chase’s Protected Website
Compare with
Intro APR
Purchases are tax-free., there is an introductory APR.
APR on a regular basis
Variable 13.24 percent – 19.24 percent
- After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
- Earn an unlimited amount of 1.5 percent cash back on all purchases made for your company.
- There is There is no a yearly fee..
- With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
- Employee cards allow you to earn rewards quicker and at no extra expense. To get more control over your spending, set specific spending limitations.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- On purchases, there is a 0% introductory APR for the first 12 months.
Pros
- Purchases are tax-free., there is an introductory APR.
- Cash back benefits are available indefinitely. on all purchases
Cons
- Balance transfers are not eligible for the introductory APR period.
- 5% Fee for transferring funds
- Charges fees for international transactions.
- To qualify, you must have outstanding credit.
- When renting a car for business, the collision damage waiver is primary, meaning it substitutes any personal insurance coverage you may have; it covers compensation up to the real cash value of the vehicle for theft and collision damage for most automobiles in the US and internationally.
- Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
- On qualified warranties of three years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.
Intro APR
Purchases are tax-free., there is an introductory APR.
APR on a regular basis
Variable 13.24 percent – 19.24 percent
Credit is required.
Good, Excellent
- After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
- Earn an unlimited amount of 1.5 percent cash back on all purchases made for your company.
- There is There is no a yearly fee..
- With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
- Employee cards allow you to earn rewards quicker and at no extra expense. To get more control over your spending, set specific spending limitations.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- On purchases, there is a 0% introductory APR for the first 12 months.
Pros
- Purchases are tax-free., there is an introductory APR.
- Cash back benefits are available indefinitely. on all purchases
Cons
- Balance transfers are not eligible for the introductory APR period.
- 5% Fee for transferring funds
- Charges fees for international transactions.
- To qualify, you must have outstanding credit.
- When renting a car for business, the collision damage waiver is primary, meaning it substitutes any personal insurance coverage you may have; it covers compensation up to the real cash value of the vehicle for theft and collision damage for most automobiles in the US and internationally.
- Purchase protection: Protects your new purchases from damage or theft for 120 days, up to $10,000 per claim and $50,000 per account per year.
- On qualified warranties of three years or less, extended warranty protection extends the time duration of the US manufacturer’s guarantee by an extra year.
Why We Like It: When your nonprofit expenses span across many categories, you can earn 1.5% cash back on all purchases with the Chase Ink Business Unlimited® card. Pay There is There is no a yearly fee.. and make purchases interest-free for the first 12 months with 0% APR. Plus, you get a $750 introductory bonus if you spend $7,500 in the first three months of card ownership.
Your cash back rewards may be redeemed as a statement credit or instantly deposited into most checking and savings accounts at the conclusion of each billing cycle. At the Apple® Ultimate Rewards Store, you can use your points to buy travel, gift cards, or Apple® items. Is your 501(c)(3) organization just getting started? This is one of our recommended business credit cards for new firms.
Best for Easy Cash Back Rewards for Nonprofits: American Express Blue Business CashTM
The American Express Blue Business CashTM Card is a credit card issued by American Express.
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Apply Now
on The American Express Blue Business CashTM Card is a credit card issued by American Express.’s secure website.
Compare with
Intro APR
Purchases are tax-free.
APR on a regular basis
Variable 13.49 percent – 21.49 percent
Credit is required.
Good, Excellent
- After you spend $3,000 on your Card in the first three months, you’ll get a $250 statement credit.
- Earn 2% cash back on all qualifying purchases up to $50,000 per calendar year, with the remaining 1% cash back applied to your statement automatically.
- Your company is continuously evolving, from workflow to inventory to floor layouts. As a result, with Expanded Buying Power, you have the ability to spend over your credit limit.
- Always keep in mind that the amount you may spend above your credit limit is restricted. It changes based on your Card use, payment history, credit history, financial resources known to American Express, and other variables.
- 0.Purchases are tax-free., there is an introductory APR. for 12 months from the date of account opening, then a variable rate, 13.49% – 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
- There is There is no a yearly fee..
- Terms and Conditions apply.
Pros
- Introductory APR of 0%
- Bonus for new customers
- Rewards at a certain rate
- There is There is no a yearly fee..
Cons
- It is not possible to get a cash advance.
- Charges fees for international transactions.
- A total of $50,000 in yearly expenditure is restricted at 2% cash back.
- Expanded purchasing power: Take advantage of increased purchasing power when your company need it. Increased purchasing power allows you to go above and beyond your credit limit, allowing you to get more work done. While the amount you can spend above your credit limit isn’t limitless, it varies depending on how you use the card, your payment history, credit history, financial resources that we know about, and other criteria.
- Car rental loss and damage insurance: If you use your qualified card to book and pay for the whole rental and refuse the collision damage waiver at the rental company counter, you may be protected for damage to or theft of a rented vehicle in a covered region.
Intro APR
Purchases are tax-free.
APR on a regular basis
Variable 13.49 percent – 21.49 percent
Credit is required.
Good, Excellent
- After you spend $3,000 on your Card in the first three months, you’ll get a $250 statement credit.
- Earn 2% cash back on all qualifying purchases up to $50,000 per calendar year, with the remaining 1% cash back applied to your statement automatically.
- Your company is continuously evolving, from workflow to inventory to floor layouts. As a result, with Expanded Buying Power, you have the ability to spend over your credit limit.
- Always keep in mind that the amount you may spend above your credit limit is restricted. It changes based on your Card use, payment history, credit history, financial resources known to American Express, and other variables.
- 0.Purchases are tax-free., there is an introductory APR. for 12 months from the date of account opening, then a variable rate, 13.49% – 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
- There is There is no a yearly fee..
- Terms and Conditions apply.
Pros
- Introductory APR of 0%
- Bonus for new customers
- Rewards at a certain rate
- There is There is no a yearly fee..
Cons
- It is not possible to get a cash advance.
- Charges fees for international transactions.
- A total of $50,000 in yearly expenditure is restricted at 2% cash back.
- Expanded purchasing power: Take advantage of increased purchasing power when your company need it. Increased purchasing power allows you to go above and beyond your credit limit, allowing you to get more work done. While the amount you can spend above your credit limit isn’t limitless, it varies depending on how you use the card, your payment history, credit history, financial resources that we know about, and other criteria.
- Car rental loss and damage insurance: If you use your qualified card to book and pay for the whole rental and refuse the collision damage waiver at the rental company counter, you may be protected for damage to or theft of a rented vehicle in a covered region.
Why we like it: if your nonprofit has a small budget, you can maximize rewards on all purchases when you use the American Express Blue Business CashTM card. You can Earn 2% cash back on all qualifying purchases up to $50,000 per calendar year, with the remaining 1% cash back applied to your statement automatically. Plus you can benefit from a 0% APR on all purchases for the first 12 months. Cash back is credited to your statement automatically.
Save money each year with There is There is no a yearly fee… Receive a $250 statement credit if you spend $3,000 in the first three months. Make any large purchases for your organization within the first three months to quickly benefit from both the statement credit plus interest-free financing.
Best Secured Card for Nonprofits: Wells Fargo Business Secured
Secured Credit Card from Wells Fargo
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Owners of businesses with bad credit
Apply Now
On the Safe Website of Wells Fargo
Compare with
APR on a regular basis
Prime + 11.9Purchases are tax-free.
- Option 1: Earn 1.5 percent cash back on every dollar spent.
- Option for Reward Points: Earn 1 point for every $1 spent, plus 1,000 additional points if your firm spends $1,000 or more in a monthly billing period.
- There is no yearly cost for the rewards program.
- A credit line of $500 to $25,000 is available.
- There is no risk of responsibility.
Pros
- With a credit score of less than 580, approval is possible.
- Fixed-rate cash back or points rewards are your options.
Cons
- A security deposit of at least $500 is required.
- Has an a yearly fee
- Purchase Assurance: If an item is damaged or stolen within 90 days of purchase, Wells Fargo will fix, replace, or refund you.
- Design Studio: On your credit card, include a personal picture or a company design.
APR on a regular basis
Prime + 11.9Purchases are tax-free.
- Option 1: Earn 1.5 percent cash back on every dollar spent.
- Option for Reward Points: Earn 1 point for every $1 spent, plus 1,000 additional points if your firm spends $1,000 or more in a monthly billing period.
- There is no yearly cost for the rewards program.
- A credit line of $500 to $25,000 is available.
- There is no risk of responsibility.
Pros
- With a credit score of less than 580, approval is possible.
- Fixed-rate cash back or points rewards are your options.
Cons
- A security deposit of at least $500 is required.
- Has an a yearly fee
- Purchase Assurance: If an item is damaged or stolen within 90 days of purchase, Wells Fargo will fix, replace, or refund you.
- Design Studio: On your credit card, include a personal picture or a company design.
Why we like it: If you’re rebuilding your business credit, or if your organization has little to no credit history, the Wells Fargo Business Secured card gives you flexible rewards with There is There is no a yearly fee… You can choose to receive either cash back rewards or points. Get 1.5% cash back on any qualifying purchase or earn 1 point for every $1 spent. If you select points, as a bonus, you’ll gain an additional 1,000 points each billing cycle when you spend at least $1,000. Plus, there’s There is There is no a yearly fee.. and There are no costs for international transactions..
With this card, your payment history will not be disclosed to the credit agencies. You may be qualified for an unsecured Wells Fargo business credit card if you make frequent on-time payments and improve your credit score.
How We Decided on the Best Nonprofit Credit Cards
We focused on introductory and ongoing rewards, low or There is There is no a yearly fee..s, interest rates, and cards with spend categories and fixed-rate rewards cards. Taking all of these into consideration helps save money for your organization.
Conclusion
With every transaction you make, the best credit card for your charity rewards you. If particular costs eat up the majority of your budget, consider a card with defined spend categories, or see if a fixed-rate rewards card with no purchase limits may be better for you. If you’re looking for more credit cards, check out our list of the top small business credit cards.
The “american express for nonprofits” is a credit card that offers a lot of benefits to nonprofit organizations. This card offers low interest rates, no annual fees, and the ability to earn cash back on purchases. The American Express Gold Card also has a travel protection plan that covers up to $500 in eligible expenses per year.
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