6 Best Restaurant Payment Processors for 2022

The restaurant industry has been outsourcing payments to third-party processors like Stripe, but they end up costing eaters more money in the long run. The six best payment processors for restaurants are ones that aren’t reliant on a bank or credit card company and charge less than 1% per transaction.

The “restaurant credit card processing how it works” is a question that has been asked for a long time. The 6 best restaurant payment processors for 2022 are: Square, Stripe, PayPal, Shopify, Braintree and Venmo.

You’ll need a payment processor or merchant account if you want to take credit card payments at your restaurant. Most restaurant POS systems come with built-in payment processing, but many also operate with other suppliers so you may compare prices. The finest restaurant merchant accounts are compatible with a variety of POS systems and provide chargeback protection as well as low rates for businesses of all sizes.

The following are the finest payment processors for restaurants:

• CDGcommerce is the best credit card processor for restaurants in general.
• Square: For tiny businesses and food trucks that desire built-in processing, this is the best option.
• Fattmerchant’s Stax is ideal for medium restaurants with yearly sales of less than $500,000.
• Depot for Payments is ideal for businesses who sell a lot of food online.
• Dharma Merchant Services is a company that provides services to businesses. is ideal for restaurants with a lot of on-site sales.
• Payline Information: This is the best option for restaurants with a significant catering business.

The Best Credit Card Processors for Restaurants

*Price varies by subscription type; check the pricing table for more information.

**If you win the disagreement, you’ll get your money back.

Are you looking for a POS that has built-in processing? Toast, a top-rated restaurant POS system, incorporates payment processing as part of its standard solution. Explore our guide to the top restaurant POS systems for additional possibilities.

Best Overall Restaurant Payment Processor: CDGcommerce

CDGcommerce

4.47 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• Chargeback monitoring that is thorough
• A variety of restaurants are supported by a range of subscription packages.
• No cancellation fees on month-to-month subscriptions
• Customer support in the United States is available 24 hours a day, 365 days a year.

What Isn’t There

• Businesses offering CBD products are not supported.
• In order to lock in the best prices, you must pay monthly fees on a yearly basis.
• Additional fees apply to Amex cards.

CDGcommerce Costs

• Monthly and transaction costs vary by account type; check the pricing section below for more information.
• The chargeback cost is $25.; if you win the chargeback dispute, you’ll get your money back.
• TouchBistro, Revel Systems, Lavu, Aloha, Appetize, MICROS are all compatible restaurant POS systems.

CDGcommerce is a merchant services company that supports restaurants of all sizes with three distinct subscription kinds. Simple flat-rate pricing is available for mom-and-pop eateries with modest sales volumes, while interchange-plus pricing is available for high-volume establishments. TSYS is CDGcommerce’s back-end processor. Hundreds of POS systems are compatible with this network, including prominent restaurant systems such as TouchBistro, Revel, Lightspeed, Lavu, and Aloha.

Back-end processor: A company that connects credit card firms with banks. TSYS, Worldpay, Chase Paymentech, Elavon, and Fiserv are the largest back-end processors in the United States. To support credit card transactions, most payment processors and merchant service providers employ at least one of the main back-end processors.

CDGcommerce received a 4.47 out of 5 rating based on our payment processing assessment criteria. Payment flexibility, month-to-month subscriptions, and thorough chargeback help all garnered good reviews. Only because it charges an additional price for Amex transactions (to avoid these fees, consider Square), and we couldn’t adequately assess customer happiness, did the system lose points. CDGcommerce has no public reviews on major review sites, and no complaints have been made with the Better Business Bureau, where it has an A+ rating.

CDGcommerce Costs

Small cafés, food trucks, and concession stands that handle less than $10,000 per month are the best fit.

Best for: Small to medium-sized full-service restaurants and coffee shops with monthly sales of $10,000 to $200,000

*Because interchange rates are established by the card companies, your total costs for various card types (such as Amex) may differ.

Large-volume restaurants, restaurants with high check averages, and multi-unit restaurant groups are the best candidates.

Standout Features of CDGcommerce

The affordability and POS integrations of CDGcommerce make it an excellent choice for restaurants of all sizes. However, one feature that sets it apart from the competition is its chargeback monitoring capabilities. CDGcommerce’s active chargeback monitoring and thorough chargeback help can come in handy if chargebacks are a key problem for your restaurant. You’ll be rewarded for your efforts as well; if you win the dispute, CDGcommerce will repay your chargeback expenses.

The following are some of CDGcommerce’s notable features:

• Chargeback monitoring: CDGcommerce sends you an email as soon as a chargeback occurs. Its customer care staff will assist you in composing your answer to the card company so that you can make the best possible case.
• Collections assistance: A charged-back meal for two will not be worth your time, but if your restaurant conducts a lot of special events or catering, a chargeback dispute might cost you hundreds to thousands of dollars. If you lose a big chargeback dispute, CDGcommerce will transfer the disputed amount to its collections arm, which will return 50% of the disputed monies to you. CDGcommerce is the only company on our list that offers such a service. You don’t have to pay anything if it can’t collect your debt.
• Online and mobile payment options: The same processor can handle online, mobile, and in-person payments. You may use a mobile card reader to accept off-site payments if your business has a food truck or sells handmade sauces at the local farmers market. Authorize.net, PayPal Payflow Pro, and Braintree are just a few of the prominent gateways that you may use to handle your online payments.
• Quick approvals: You may apply for a CDGcommerce account via the company’s sales staff, and approvals usually take one to three days. Although this is relatively quick in the business, Square is a good option if you need to start accepting payments right now.
• No cancellation fees: You are not charged a cancellation fee if you decide to stop using CDGcommerce at any time. You are not locked into a long-term contract if your company expands or slows, or if your requirements change.

Square: For small restaurants that want built-in processing, this is the best option.

Square

4.31 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• An all-in-one solution is created by a free built-in POS and an online ordering site.
• Every card type has the same flat-rate cost.
• There are no charges for chargebacks.
• Account approvals are given right away.

What Isn’t There

• Support for chargeback is limited.
• It may take 2–3 days for funds to reach your bank account.
• Flat-rate costs are more expensive than interchange plus or wholesale pricing options.

Pricing in Squares

• Fee per month: Fee per month: $0
• Fee for in-person transactions: 2.6 percent plus ten cents
• Fee for online transactions is 2.9 percent plus 30 cents.
• Fee for card not present/keyed manually: 3.5 percent + 15 cents
• Surcharge for Amex: Amex Surcharge: $0
• There is no chargeback cost.
• Square for Restaurants and TouchBistro are two POS systems that are compatible with one other.

Square is a simple payment processor that works with both POS terminals and mobile devices. To begin accepting Square payments, all you need is a card reader and a Square account that is linked to your bank account. Small businesses don’t have to fill out lengthy paperwork or wait days for their accounts to be approved; they can start taking Square payments right away.

No matter what sort of card your clients use, its flat-rate transaction costs stay the same. You won’t have to pay any extra costs to handle Amex or rewards cards. Chargeback costs on disputed transactions are also waived for Square customers.

Square received a 4.31 out of 5 rating in our review, with strong scores for simplicity of use and cost. Square charges the least amount of money of all of the systems in our guide. These features also make it our top pick for the finest merchant services for small companies on our list.

Because it supports fewer POS systems than others, the system lost some points; only Square POS and TouchBistro users may have Square incorporated into their POS. If you use a different POS, Depot for Payments or Dharma Merchant Services is a company that provides services to businesses. are a better option since they offer the most POS integrations on our list.

Readers for Square Cards

Characteristics of a Square

Square is a different type of processor than others in this guide. As a payment facilitator, Square manages credit, debit, and mobile wallet payments directly from bank to merchant without using a back-end processor. You can accept in-person swiped, dipped, and tapped payments, as well as invoice and online payments for affordable fees. If your business is mobile, like a food truck or a caterer, or you prefer to process delivery payments in the field, you can use Readers for Square Cards on cellular-enabled devices to avoid paying card-not-present fees.

• Square Payments is compatible with the Square for Restaurants POS, which provides a free basic system that runs on iPads. You may add table management and various user rights for $60 per month. If you want a different POS layout, Square Payments is also compatible with TouchBistro.
• Square customers receive access to a free online ordering portal that links with the Square for Restaurants point-of-sale system. You may take online orders for pickup or delivery, as well as accept online payments.
• Square’s flat-rate transaction costs are somewhat higher than those of the other companies on this list. However, if your restaurant processes more than $250,000 per year, you may contact Square directly for a special proposal to reduce your rates.
• You can send professional-looking invoices for deposits and payments right from your Square dashboard if your restaurant performs a lot of private events or off-site catering. Invoice payments are charged the same in-person and online transaction costs as regular Square transactions, plus a 1% fee for online ACH payments. You may unlock extra capabilities, such as the ability to turn estimates into invoices and add custom invoice fields, for a monthly cost of $20.

Fattmerchant’s Stax is ideal for medium restaurants with yearly sales of less than $500,000.

Fattmerchant’s Stax

AVERAGE RATING: 4.21 OUT OF 5

What We Enjoy

• Options for same-day financing
• Customer service is outstanding.
• Meal kit programs benefit from stored payments and recurrent invoicing.
• With a smartphone scan, you can handle mobile payments.

What Isn’t There

• The cost of hardware isn’t made public.
• Approvals for accounts might take a long time.
• Small businesses processing less than $10,000 per month are not a suitable match.

Fattmerchant’s Stax Pricing

• Fee per month: $99 to $199 (see price section below for details).
• Fee for in-person transactions: 8 cents plus the exchange rate
• Interchange + 15 cents for online transactions
• The chargeback cost is $25.
• TouchBistro, Revel, Lightspeed Restaurant, Clover are all compatible restaurant POS systems.

Fattmerchant’s Stax offers midsize independent restaurants a unique proposition: Instead of paying high transaction fees, they pay a monthly flat rate plus a few cents per transaction. For businesses that process up to $500,000 annually, Stax processes card and mobile wallet payments with a markup of 8 to 15 cents on top of interchange. The bulk of your fees are paid in a flat monthly subscription fee, making it incredibly easy to budget for your transaction fees.

Large restaurants with annual sales of more than $500,000 may contact the Stax sales team for an unique price, however the approval process can be long, which is why we don’t suggest Stax for brand-new eateries. Small independent eateries should use Square for quick and simple approvals.

Stax earned a 4.21 out of 5 in our evaluation. The cost-effective subscription model earned a lot of points, as did the Options for same-day financing. And we couldn’t ignore the large number of positive user reviews. Stax could have scored higher if it offered more robust chargeback support (like CDGcommerce) or if the approval process was simpler (like Square).

Fattmerchant’s Stax Pricing

Stax has three small business plans to choose from. Rates vary based on the tools you need to run your company.

*Transaction prices are based on quotations received; pricing are subject to change at Stax’s sole discretion.

Fattmerchant’s Stax Card Readers

Fattmerchant’s Stax Standout Features

Fattmerchant’s Stax offers a straightforward fee structure. Like Square and CDGcommerce, there are no cancellation, statement, and batch fees. Like Depot for Payments users, Stax customers pay a monthly subscription fee based on their sales volume, plus interchange rates on their transactions. Stax does not add a percentage markup, so there is no complicated math to figure out what you’ll pay for each transaction.

• Same-day funding option: Most Fattmerchant’s Stax customers receive one- to two-day turnaround on their bank deposits. But if you are willing to accept deposits on a debit card rather than in your bank account, you can get same-day funding. This can be a big help to restaurants that struggle with cash flow to pay vendors and employee tips.
• Chargeback support: Like CDGcommerce, Fattmerchant’s Stax will notify you when a customer initiates a chargeback dispute. You can organize your response and supporting documents in your Stax dashboard. When you’re ready, you can send your response directly through the same dashboard. Though these tools are slightly less robust than what CDGcommerce offers, if chargebacks are a rare occurrence in your business, they may be all you need.
• Text2Pay mobile payments: You may make payment requests straight from your smartphone to consumers and receive money by SMS text. This is a useful tool for eateries that rely heavily on delivery.
• Additional capabilities such as a virtual terminal (to process payments over the phone), ACH payment processing, and thorough reporting are available with the Omni terminal virtual dashboard. It can also monitor real-time client feedback. Many of these functions are already included in most restaurant POS systems, but if yours doesn’t, you may add the terminal for $49 to $129 each month. Data on the Payline is a great place to go if you need ACH processing but don’t want to pay a monthly charge.

Depot for Payments is the best option for high-volume online transactions.

Depot for Payments

3.94 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• POS connections that are extensive
• There is no need for a contract.
• Monthly costs that are reasonable
• Transaction fees are not marked up; you just pay exchange rates.

What Isn’t There

• For low-volume eateries, this is not a suitable match.
• A flat-rate processor will save money for small eateries.
• A special quotation is required for hardware cost.

Depot for Payments Pricing

• Fee per month: $59 to $99 (see price section below for details).
• Fee for in-person transactions: 8 cents plus the exchange rate
• Interchange + 15 cents for online transactions
• Fees for chargebacks aren’t made public.
• TouchBistro, Revel Systems, Lavu, Aloha, Appetize, MICROS are all compatible restaurant POS systems., Clover, and more.

Depot for Payments offers wholesale transaction fees to subscribers paying a monthly subscription fee, similar to Fattmerchant’s Stax. Depot for Payments’s monthly fees are lower than Stax’s (though transaction rates are the same), and the provider includes a free online payment gateway for no additional cost. So, you can add a payment link directly to your website and only pay interchange fees with a minimal 15-cent markup.

Other processors charge a higher markup on online payments, so if your restaurant does a high volume of online orders, you’ll see an immediate savings with Depot for Payments. In fact, it claims on its website that its restaurant customers save an average of 40% when they switch from traditional processors.

In our evaluation, Depot for Payments earned an overall score of 3.94 out of 5. This accessible processor rated well for its general popularity among small businesses and its overwhelmingly high customer ratings. However, it stumbled when it came to reporting features and chargeback support. Both features are serviceable—but not as robust as others on this list. If strong chargeback support is a must for you, try CDGcommerce or Fattmerchant’s Stax.

Depot for Payments Pricing

*Transaction rates based on received quotes; rates may vary at Depot for Payments’s sole discretion.

Depot for Payments Card Readers

Depot for Payments Standout Features

Depot for Payments regularly appears on our annual list of the cheapest credit card processors. In addition to competitive interchange-only rates, Depot for Payments has historically offered a 90-day money-back guarantee to new customers. Like Dharma Merchant Services is a company that provides services to businesses., Depot for Payments uses both the TSYS and Fiserv for back-end processing and supports a wide range of popular POS systems.

• All-in-one pricing: Your Depot for Payments account includes in-person and online payment tools for a single monthly fee. With a minimal additional markup on interchange fees, Depot for Payments will be the lowest-cost processor for high-volume restaurants, especially those that need to reduce the costs of processing online payments.
• No long-term contract: Like the other providers on this list, Depot for Payments lets you cancel at any time, though it advises that a cancellation takes 30 days to process. So, you won’t pay a cancellation fee, but you’ll be on the hook for at least one month’s subscription fees if you choose to cancel.
• 24/7 customer support: Like CDGcommerce, Depot for Payments offers customer support via phone and email 24 hours a day. Customer reviews frequently mention Depot for Payments’s speedy response time and supportive staff when they have questions or problems. This is great news for restaurant managers who need to resolve payment problems when sending the Saturday night credit card batch.
• Money-back guarantee: Depot for Payments offers new customers a 90-day money-back guarantee. If after 90 days you are not pleased with your Depot for Payments account, you can cancel and receive a full refund of the monthly subscription fees you paid.

Dharma Merchant Services is a company that provides services to businesses. is the best option for on-site sales with a high volume.

Dharma Merchant Services is a company that provides services to businesses.

3.89 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• Processing fees for interchange-plus transactions that reduce as your sales volume rises
• Funding is available the next day.
• Monthly costs are low.
• POS connections that are extensive

What Isn’t There

• The application procedure might be time-consuming.
• Customer service is not available around the clock.
• It’s not ideal for mobile payments.

Dharma Merchant Services is a company that provides services to businesses. Pricing

• Fee per month: $25
• Interchange + 0.15 percent + 8 cents for in-person transactions
• Interchange + 0.20 percent + 11 cents for online transactions
• Interchange + 0.25 percent + 8 cents is the Amex charge.
• The chargeback cost is $25.
• Fee for closing an account: $49
• TouchBistro, Revel Systems, Lavu, Aloha, Appetize, MICROS are all compatible restaurant POS systems., Clover, and more.

Dharma Merchant Services is a company that provides services to businesses. provides some of the lowest interchange-plus processing rates available to restaurants of any size. Combine that with an affordable $25 monthly subscription fee, and you’ve got an incredibly affordable solution for high-volume restaurants looking to save on transaction fees. The baseline rates are already low, but if your restaurant processes more than $100,000 per month, you can negotiate even lower fees. And if you accept only in-person transactions, you may be approved for next-day funding.

The processor earned a 3.89 out of 5 on our restaurant payment processing criteria. Its low fees and free mobile processing app earned it a lot of points, but it took hits for its cancellation fee ($49), average two-day funding timeline, and limited customer service hours. If you need your customer service reps available 24/7, try CDGcommerce or Depot for Payments instead.

Dharma Merchant Services is a company that provides services to businesses. Card Readers

Dharma Merchant Services is a company that provides services to businesses. Standout Features

Like Depot for Payments, Dharma Merchant Services is a company that provides services to businesses. relies on both TSYS and First Data for back-end processing. This enables Dharma to integrate with a wide range of POS systems. Any POS that is compatible with either First Data or TSYS should be compatible with it, but be sure to confirm with your POS provider before making a switch.

• POS connections that are extensive: Dharma easily integrates with popular POS systems like Revel Systems, TouchBistro, and Lavu. This processor is particularly appealing to Clover POS users who want more favorable processing terms than they can get by purchasing their POS directly from parent company Fiserv.
• Next-day funding option: We previously mentioned that Dharma Merchant Services is a company that provides services to businesses. averages a two-day turnaround on funding. This is true. But if your restaurant only accepts card-present transactions—no online transactions and no card-not-present transactions—then you may get approval for next-day funding.
• Free mobile processing app: Like Square, Dharma Merchant Services is a company that provides services to businesses. includes a free mobile payment app. All you need is a smartphone and a compatible card reader to process in-person, off-site payments. This is a great tool for food trucks or restaurant groups that do off-site catering.
• Custom rates for high volume: Dharma Merchant Services is a company that provides services to businesses. offers even lower rates of $20 per month and interchange plus 10 cents per transaction for restaurants that process over $100,000 per month. This cutoff point is higher than most other providers on this list (Square, for example, offers lower rates starting at $250,000 per year). This is why we recommend Dharma specifically for high-volume restaurants. Busy independent restaurants in major cities typically have no trouble hitting these numbers.

Payline Information: This is the best option for restaurants with a significant catering business.

Data on the Payline

3.73 OUT OF 5 STARS FOR THE OVERALL PERFORMANCE

What We Enjoy

• For the first month, the monthly price is waived.
• There are no long-term contracts.
• Interchange plus fees that are competitive
• Tools for making ACH deposits and using a virtual terminal are also available for free.

What Isn’t There

• Tools for company management are limited.
• Restaurants with a high number of customers that pay on the spot may be able to get cheaper rates elsewhere.
• Customer service is not available around the clock.

Pricing by Payline

• Fee per month:
  • $10 for in-person transactions
  • $20 for online transactions
• Interchange + 0.20 percent + 10 cents for in-person transactions
• Fee for online transactions: 0.40 percent + 20 cents (interchange + 0.40 percent + 20 cents).
• The chargeback cost is $25.
• There is no cancellation charge.
• TouchBistro, Revel, Lightspeed Restaurant, Clover are all compatible restaurant POS systems., Aloha, and MICROS

Data on the Payline offers small businesses interchange-plus transaction fees with affordable monthly subscription fees. All accounts include a free virtual terminal with no gateway fees for online transactions and ACH payment processing at no additional cost. If your restaurant performs a lot of off-site catering and private events, these tools will allow you to process large phone payments and accept direct bank deposits with much lower rates than you’d pay with traditional credit card payments.

The system earned a 3.73 out of 5 in our evaluation. It scored points for its free ACH payment processing tools and included virtual terminal. Its fees are also competitive, though it suffered from not offering 24/7 live customer support. And while its rates are low, most high-volume restaurants will pay less with a wholesale processor like Fattmerchant’s Stax or Depot for Payments.

Data on the Payline Card Readers

Data on the Payline Standout Features

In addition to Interchange plus fees that are competitive, Payline integrates with several ecommerce platforms—Shopify, WooCommerce, BigCommerce, Magento and more. If you want a sharp-looking online ordering site that combines catering services, takeout and delivery orders, and merchandise, these integrations provide you with a lot more flexibility than your basic online ordering system.

The following are some of Payline’s notable features:

• Monthly costs are low.: Like Depot for Payments and Fattmerchant’s Stax, Data on the Payline customers pay a monthly subscription fee. But Data on the Payline’s fees are much lower: $10 per month for in-person transactions and $20 for online transactions. This enables small restaurants to pay for only what they need. If you don’t need online processing, you can pay only $10 per month. Even if you need both, the combined fee of $30 per month is still lower than Data on the Payline’s competitors.
• First month free: Data on the Payline welcomes new customers by waiving the first month of subscription fees. You’ll still pay processing fees on each transaction, of course, but this free month is a risk-free way to see if Data on the Payline is a fit for your restaurant. Since there is no long-term contract, you can cancel at any time.
• ACH payment processing: Data on the Payline includes ACH payment processing for free in its baseline subscription. This is great for catering companies that tend to bill customers in several lump sums. By accepting payments directly from a client’s bank account, you pay lower fees and avoid the potential for chargeback or fraud claims.
• Next-day funding: Data on the Payline offers next-day funding to its clients. This is a huge benefit to restaurants that need to pay vendors and employee tips on a daily basis.

Frequently Asked Questions about Restaurant Credit Card Processing (FAQ)

Is it advisable to look for a processor separately or to utilize the processing included into a restaurant POS?

Shopping for the best rates can assist established businesses or current restaurants expanding into new areas. If your restaurant is busy or has a high check average (above $40 per person), looking around for the best prices can help you save money.

On the other hand, new restaurants that don’t have an established sales history to show their sales volume and check average are usually better off using payment processors that are built in to their restaurant POS. You won’t need to worry about not being approved for a merchant account, and you’ll usually get 24/7 year-round live customer service this way. You can always shop for lower rates after your restaurant has been operating for a year. If you start your restaurant using a free POS or one with There are no long-term contracts., there is little risk in switching processors and POS brands as your business grows.

What is a decent restaurant processing rate?

Your restaurant’s processing rate should be high enough to enable you to take credit, debit, and mobile wallet payments while still making a profit. A decent processing rate for a mom-and-pop breakfast joint with low check averages will almost certainly be greater than a good processing rate for a high-volume restaurant serving three meals a day.

It’s vital to keep in mind that the prices you’re charged as a new firm aren’t always the rates you’ll pay in the future. You’ll have a recorded history of your sales volume and check average as your business grows, allowing you to negotiate cheaper rates with current processor or shop for a new one.

What is the best way to acquire the best processing rates for my restaurant?

Processing as many transactions in person as possible is the greatest approach to acquire inexpensive processing charges for your business. Manually inputting credit card payments is not a good idea. If a customer’s card is denied, don’t swipe it again; instead, ask for a new method of payment. Update your card readers to EMV-compliant and point-to-point-encryption (P2PE) enabled readers, and get a signature with every transaction.

Use your sales data to acquire rate quotations from different processors once you’ve been operating for a year. Even if your POS contract forbids you from switching processors right immediately, you may utilize the recorded quotations from alternative processors to bargain for cheaper prices with your existing one.

How Did We Pick the Best Restaurant Payment Processors?

We examined various prominent payment processors based on what matters to small businesses, such as cost, chargeback protection, and compatibility with POS systems. We also took into account the personal judgments of our retail and restaurant specialists, as well as client reviews from renowned review sites.

With an overall score of 4.47 out of 5, CDGcommerce emerged as the top restaurant payment processor based on the aforementioned factors. CDGcommerce is also one of the top products that we personally suggest based on our personal experience working with and with small restaurant companies that rely on payment processors.

For a complete overview of our grading criteria, click through the categories below:

20%

POS & Payment Processing

35% of the overall score

Cost is by far the most crucial aspect for restaurants when it comes to payment processing. We sought for processors with fixed rates, clear pricing, volume discounts, and no or minimal chargeback costs. Because a restaurant’s demands might vary over time, we also searched for month-to-month contracts and contracts with no cancellation costs.

20% of the overall score

We sought for processors that could work with a variety of POS systems since most restaurants use them. Online payment tools, tableside card readers, and the ability to handle in-person payments in the field were all on our list.

25% of the overall score

We examined features relevant to restaurants, such as after-hours customer service and customer data analysis, in addition to basic features like one-day deposits and chargeback monitoring.

20% of the overall score

This score combines our evaluations of pricing, simplicity of use, and feature set with customer feedback.

*Percentages based on total score

Conclusion

For its flexible payment plans and wide range of compatible POS systems, CDGcommerce received the highest grade for restaurant payment processing. It also has the best chargeback protection of any system on our list, making it a must-have for any business accepting online or mobile payments. To get started on finding the ideal strategy for your restaurant, contact CDGcommerce.

Visit CDGcommerce for further information.

Square is a payment processor that allows users to accept credit card payments. Square has been one of the most popular payment processors for restaurants in the past few years. Reference: square.

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