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The Amex Business Green Rewards Card is for businesses and professionals. It offers a competitive rewards rate, but it also has the added bonus of providing environmentally-friendly benefits. Learn more about how this card can help you in your business today!
The “american express business green card limit” is the maximum number of points that can be earned on this card. This card has a limit of $50,000 per year.
The American Express Company Green Rewards Card is meant for business owners who travel regularly and have the ability to pay their debt in full each month. Unlike traditional credit cards, this small business credit card has no spending limitations and lets you pay over time on approved items.
American Express Business Green Rewards Card
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Solutions for managing employee expenses
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a yearly fee
$0 introductory a yearly fee for the first year, then $95
Credit is required.
Good, Excellent
- Spend $3,000 on qualifying purchases with the Business Green Rewards Card during the first three months of Card membership to earn 15,000 Membership Rewards® points.
- For every dollar you spend on qualifying items, you’ll earn one Membership Rewards® point.
- Choose from over 500 top companies in travel, gift cards, retail, and entertainment to earn rewards.
- $0 introductory a yearly fee for the first year, then $95
- Terms & limitations apply
Note: The information related to the American Express Business Green Rewards Card has been collected by fitsmallbusiness.com and has not been reviewed or provided by the issuer of this card.
Pros
- Spending restriction that may be adjusted
- Option to pay in installments
- Added benefits
Cons
- There are There are no cash advances or balance transfers allowed. allowed.
- There is no cost for international transactions.
- There is There is no introductory 0% APR offer..
- Purchase Insurance: Provides coverage for items that are stolen or damaged within 120 days after purchase. The maximum amount of coverage is $1,000 per event and $50,000 per year.
- Protection under the Extended Warranty: Provides up to five years of extended warranties on purchases with original manufacturer’s warranties. Additional coverage for up to two years is available from the issuer.
- You’ll be covered up to $100,000 for damages that occur within 100 days of the date of the accident that caused the injury if you have Insurance for Travel Accidents.
a yearly fee
$0 introductory a yearly fee for the first year, then $95
Credit is required.
Good, Excellent
- Spend $3,000 on qualifying purchases with the Business Green Rewards Card during the first three months of Card membership to earn 15,000 Membership Rewards® points.
- For every dollar you spend on qualifying items, you’ll earn one Membership Rewards® point.
- Choose from over 500 top companies in travel, gift cards, retail, and entertainment to earn rewards.
- $0 introductory a yearly fee for the first year, then $95
- Terms & limitations apply
Note: The information related to the American Express Business Green Rewards Card has been collected by fitsmallbusiness.com and has not been reviewed or provided by the issuer of this card.
Pros
- Spending restriction that may be adjusted
- Option to pay in installments
- Added benefits
Cons
- There are There are no cash advances or balance transfers allowed. allowed.
- There is no cost for international transactions.
- There is There is no introductory 0% APR offer..
- Purchase Insurance: Provides coverage for items that are stolen or damaged within 120 days after purchase. The maximum amount of coverage is $1,000 per event and $50,000 per year.
- Protection under the Extended Warranty: Provides up to five years of extended warranties on purchases with original manufacturer’s warranties. Additional coverage for up to two years is available from the issuer.
- You’ll be covered up to $100,000 for damages that occur within 100 days of the date of the accident that caused the injury if you have Insurance for Travel Accidents.
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How Do We Assess Business Travel Rewards Credit Cards?
When grading travel rewards business credit cards like the American Express Business Green Rewards Card, we first consider the ongoing rewards, introductory rewards, and additional features. We also consider the card’s a yearly fee, introductory 0% annual percentage rate (APR) period, and ongoing APRs.
Who Should Get the American Express Business Green Rewards Card?
- Traveling business owners: The American Express Business Green Points Card is ideal for regular travelers who wish to earn rewards that can be used for travel expenditures. This card also comes with a number of travel benefits and safeguards.
- Owners of small businesses that need credit limits that are flexible include: The amount you may spend on the American Express Business Green Rewards Card is determined by criteria such as your transaction, payment, and credit history.
Fees on the American Express Business Green Rewards Card
- APR for the first time: None
- Ongoing APR: If you’re asked to utilize the Option to Pay Over Time, your APR will fluctuate between 14.24 percent and 22.24 percent, depending on the prime rate.
- a yearly fee: $95—waived for the first year
- Transfers are not permitted due to a balance transfer cost.
- After conversion to US dollars, 2.7 percent of each transaction is charged as a foreign transaction fee.
- Fee for cash advances: Cash advances are not permitted.
The American Express Business Green Rewards Card has an invite-only Pay Over Time function that might assist you meet your monthly payback obligations. Cardholders may pay charges over time with an interest rate ranging from 14.24 percent to 22.24 percent if they use the Pay Over Time service. If you’re enrolled, qualified charges will appear on your credit card statement in your Pay Over Time balance.
Rewards from the American Express Business Green Rewards Card
- Spend $3,000 in qualifying purchases within the first three months after establishing an account to get 15,000 membership rewards points.
- For every dollar spent on qualifying purchases at amextravel.com, you will earn 2 points.
- For every dollar spent on qualifying items, you will get 1 point.
To book travel with American Express Travel, you’ll need a minimum of 5,000 points. You may also transfer your points to another frequent flyer club for 0.25 cents per point, up to a maximum of $99.
Features of the American Express Business Green Rewards Card
Option to Pay Over Time
The Features of the American Express Business Green Rewards Card the Option to Pay Over Time, which lets you carry a balance with interest on eligible purchases. These purchases can be paid over time, up to the amount of your account’s Pay Over Time limit. You have the option to pay for these purchases over time with interest, or you can pay your full balance each month. All charges not included in a Pay Over Time balance must be paid in full.
Assistance on the Road
The American Express Business Green Rewards Card offers a 24-hour dispatch hotline that can help you contact roadside service providers in case of an emergency. The Assistance on the Road hotline is free. However, you’ll be responsible for the costs of any goods or services provided. You can request services like towing, winching, jump-starts, flat tire change, gas delivery, and lockout services.
Purchase Insurance
The American Express Business Green Rewards Card covers products that are stolen or damaged within 120 days of purchase, or 90 days if you live in New York. The maximum amount of coverage is $1,000 per event and $50,000 per year. Tickets, gift cards, preowned products, motorized vehicles, cash or its equivalent, leased things, fixed fixtures, and items for resale are not covered by the insurance.
Protection under the Extended Warranty
On products with original manufacturer’s warranties of five years or less, extended warranties are available. If the original warranty is between two and five years, American Express will provide two extra years of coverage, and if the original warranty is less than two years, American Express will match the original warranty. Motorized equipment, fixtures, real estate, consumable products, animals, and live plants are among the objects that aren’t insured.
Insurance for Travel Accidents
Insurance for Travel Accidents of up to $100,000 is available to cover losses within 100 days of the date of the accident. This insurance covers losses like death or loss of limbs, sight, or hearing. The entire trip fare should have been charged to your American Express credit card to be eligible for this coverage.
Plan for Baggage Insurance
The American Express Business Green Rewards Card offers a Plan for Baggage Insurance for any bags lost in direct transit. It provides coverage ranging between $250 and $1,250 for carry-on bags, checked bags, and high-risk items. Cash or its equivalent, tickets, documents, medicines, prosthetics, and properties shipped as freight are a few of the items that are excluded from the coverage.
Loss and Damage Insurance for Car Rentals
The American Express Business Green Rewards Card provides Loss and Damage Insurance for Car Rentals up to $50,000 per car rental agreement. It covers rental cars for the first 30 consecutive days of a rental agreement. Some incidents aren’t covered, such as intentional damage, manufacturing defects, theft of or damage to tires, damage to any other vehicle, and damage to any property other than the rental vehicle.
The Global Assist Hotline is available 24 hours a day, 7 days a
When traveling more than 100 miles from home, cardholders may call a worldwide support hotline. This hotline is open 24 hours a day and gives access to medical, legal, financial, and other emergency assistance. This hotline simply links you to third-party providers; it does not pay for their services; any costs paid by third-party providers are the responsibility of the cardholder.
Pros & Cons Explained
American Express Business Green Rewards Card Advantages
- Spending restriction that may be adjusted: This business credit card has There is no predetermined spending limit.—your credit limit is flexible and will adjust based on your purchase, payment, and credit history.
- Option to pay in installments: While this card typically requires that you pay your balance in full each month, it offers a Pay Over Time feature which allows you to carry a balance on eligible purchases and pay over time with interest.
- Added benefits: You can earn 15,000 membership points when you spend at least $3,000 within the first three months of opening an account.
The American Express Business Green Rewards Card has certain drawbacks.
- No introductory 0% APR: The American Express Business Green Rewards Card doesn’t offer an introductory APR. Your full balance is due every month unless you’re offered the Option to Pay Over Time. The Pay Over Time balance will be charged an APR ranging from 14.24% to 22.24%.
- No cash advances or balance transfers: If you require a cash advance or to transfer a balance from another credit card, this card may not be suited for you.
- There is no cost for international transactions.: The American Express Business Green Rewards Card charges a 2.7% foreign transaction fee for purchases made outside of the US—this may be a disadvantage if you travel often and make purchases outside of the country.
Alternatives to the American Express Business Green Rewards Card
Credit Card Chase Ink Business Cash®
The Credit Card Chase Ink Business Cash® is a great alternative for office-based businesses that make purchases at office supply stores and spend on internet, cable, and phone services. You can earn as much as 5% cash back on the first $25,000 spent in combined purchases on these categories each year.
Credit Card Ink Business Cash®
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Businesses that are headquartered in an office and wish to earn a lot of money back
Apply Now
Chase’s Protected Website
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Intro APR
0% On purchases, there is an introductory APR.
APR on a regular basis
Variable 13.24 percent – 19.24 percent
- After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
- Each account anniversary year, get 5% cash back on the first $25,000 spent in combined purchases at office supply retailers and on internet, cable, and phone services.
- Each account anniversary year, get 2% cash back on the first $25,000 spent in combined gas station and restaurant expenditures. On all other purchases, you’ll get 1% cash back.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- No a yearly fee
- With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
- On purchases, there is a 0% introductory APR for the first 12 months.
Pros
- Spending on office supplies reaps the most benefits.
- On purchases, there is an introductory APR.
- Sign-up bonus in cash
Cons
- Balance transfers are not eligible for the 0% APR.
- A 5% balance transfer fee is charged.
- Designed mostly for office-based businesses.
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- Purchase Insurance: Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account per year.
- Protection under the Extended Warranty: Extends the time period of the US manufacturer’s warranty by an additional year on eligible warranties of 3 years or less.
Intro APR
0% On purchases, there is an introductory APR.
APR on a regular basis
Variable 13.24 percent – 19.24 percent
Credit is required.
Good, Excellent
- After spending $7,500 on purchases in the first three months after creating your account, you’ll get a $750 extra cash back.
- Each account anniversary year, get 5% cash back on the first $25,000 spent in combined purchases at office supply retailers and on internet, cable, and phone services.
- Each account anniversary year, get 2% cash back on the first $25,000 spent in combined gas station and restaurant expenditures. On all other purchases, you’ll get 1% cash back.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- No a yearly fee
- With Chase Ultimate Rewards®, you may get cash back, gift cards, travel, and more.
- On purchases, there is a 0% introductory APR for the first 12 months.
Pros
- Spending on office supplies reaps the most benefits.
- On purchases, there is an introductory APR.
- Sign-up bonus in cash
Cons
- Balance transfers are not eligible for the 0% APR.
- A 5% balance transfer fee is charged.
- Designed mostly for office-based businesses.
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- Purchase Insurance: Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account per year.
- Protection under the Extended Warranty: Extends the time period of the US manufacturer’s warranty by an additional year on eligible warranties of 3 years or less.
The American Express Business Platinum Card® is a credit card offered by American Express.
The The American Express Business Platinum Card® is a credit card offered by American Express. is an excellent option if you want to earn premium rewards points on travel. It offers 5x points on flights and prepaid hotels booked on amextravel.com. It also offers statement credits for purchases made with Dell, Indeed, Adobe, and wireless telephone services. Like the American Express Business Green Rewards Card, you’ll have the option to pay your balance in full every month or utilize the Pay Over Time feature.
American Express’s Business Platinum Card®
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Obtaining unparalleled travel rewards and luxury travel benefits such as access to airport lounges
Apply Now
on American Express’s Business Platinum Card®’s secure website.
Compare with
Intro APR
See the APR (Annual Percentage Rate) for Pay Over Time.
APR on a regular basis
Variable 14.49 percent – 22.49 percent
Credit is required.
Good, Excellent
- Spend $15,000 on qualifying purchases with your Card during the first three months of Card membership to earn 120,000 Membership Rewards® points.
- Plus, for purchases qualifying for Pay Over Time, there’s a 0% Intro APR for the first 12 months from the day the account is opened. Then, depending on your creditworthiness and other characteristics established at the time of account establishment, your APR will range from 14.49 percent to 22.49 percent.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and For every dollar spent on qualifying items, you will get 1 point..
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Get up to $1,000 in statement credits each year with your Card on certain purchases, including up to $400 with Dell Technologies, $360 with Indeed, $150 with Adobe, and $120 on cellular phone purchases. It is necessary to enroll.
- $200 Airline Fee Credit: Earn up to $200 in statement credits each calendar year at one qualified airline for baggage fees and other expenses.
- $179 CLEAR® Credit: Use your Card to earn up to $179 off your CLEAR® membership each year.
- At the airport, the American Express Global Lounge Collection® may offer a welcome respite. As of 9/2021, you have more lounge location possibilities than any other credit card on the market, with over 1,400 airport lounges in 140 countries and counting.
- $695 a yearly fee.
- Terms and Conditions apply.
Pros
- Travel rewards of the highest quality
- Free access to over 1,300 airport lounges across the globe
- There are no costs for international transactions.
Cons
- The balance is required in full every month.
- High a yearly fee
- American Express lounges: Free admission to American Express’ Centurion lounges, which are available in little over a dozen US airports.
- Other airport lounges: Priority Pass Select membership, which grants you and two guests free access to over 1,300 lounges worldwide.
- A $100 statement credit for Global Entry every four years or a $85 statement credit for TSA Pre® every four and a half years for airport screening.
- Up to $200 in yearly statement credit on air travel expenditures like as baggage fees and in-flight food and beverage.
- Rental status: At a number of automobile rental businesses, you have elite status.
- Free Wi-Fi: ten free Gogo in-flight Wi-Fi passes each year.
- Rebate for redeemed points: If you book a business or first-class flight, you’ll get a 35 percent points rebate, up to 500,000 extra points every calendar year.
- Dell statement credit: For Dell purchases, you may get up to $400 in statement credits each year.
Intro APR
See the APR (Annual Percentage Rate) for Pay Over Time.
APR on a regular basis
Variable 14.49 percent – 22.49 percent
Credit is required.
Good, Excellent
- Spend $15,000 on qualifying purchases with your Card during the first three months of Card membership to earn 120,000 Membership Rewards® points.
- Plus, for purchases qualifying for Pay Over Time, there’s a 0% Intro APR for the first 12 months from the day the account is opened. Then, depending on your creditworthiness and other characteristics established at the time of account establishment, your APR will range from 14.49 percent to 22.49 percent.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and For every dollar spent on qualifying items, you will get 1 point..
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Get up to $1,000 in statement credits each year with your Card on certain purchases, including up to $400 with Dell Technologies, $360 with Indeed, $150 with Adobe, and $120 on cellular phone purchases. It is necessary to enroll.
- $200 Airline Fee Credit: Earn up to $200 in statement credits each calendar year at one qualified airline for baggage fees and other expenses.
- $179 CLEAR® Credit: Use your Card to earn up to $179 off your CLEAR® membership each year.
- At the airport, the American Express Global Lounge Collection® may offer a welcome respite. As of 9/2021, you have more lounge location possibilities than any other credit card on the market, with over 1,400 airport lounges in 140 countries and counting.
- $695 a yearly fee.
- Terms and Conditions apply.
Pros
- Travel rewards of the highest quality
- Free access to over 1,300 airport lounges across the globe
- There are no costs for international transactions.
Cons
- The balance is required in full every month.
- High a yearly fee
- American Express lounges: Free admission to American Express’ Centurion lounges, which are available in little over a dozen US airports.
- Other airport lounges: Priority Pass Select membership, which grants you and two guests free access to over 1,300 lounges worldwide.
- A $100 statement credit for Global Entry every four years or a $85 statement credit for TSA Pre® every four and a half years for airport screening.
- Up to $200 in yearly statement credit on air travel expenditures like as baggage fees and in-flight food and beverage.
- Rental status: At a number of automobile rental businesses, you have elite status.
- Free Wi-Fi: ten free Gogo in-flight Wi-Fi passes each year.
- Rebate for redeemed points: If you book a business or first-class flight, you’ll get a 35 percent points rebate, up to 500,000 extra points every calendar year.
- Dell statement credit: For Dell purchases, you may get up to $400 in statement credits each year.
Capital One® Spark® Cash Plus is a credit card offered by Capital One®.
If you can pay your balance in full every month and won’t need the Pay Over Time feature, the Capital One® Spark® Cash Plus is a credit card offered by Capital One®. is a good alternative. You can earn unlimited 2% cash back rewards on all business-related purchases. This small business credit card doesn’t charge foreign transaction fees, allowing you to use your card outside of the country without having to worry about additional charges.
Capital One® Spark® Cash Plus is a credit card offered by Capital One®. Card
Businesses that seek buying power and the ability to pay off their debts in full each month.
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Capital One’s Protected Website
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APR on a regular basis
None. Because your debt is payable in whole every month, there is no APR. Otherwise, you’ll be charged a monthly late fee of 2.99 percent.
- Earn an unlimited 2% cash back for your company on every transaction, anywhere, with no limitations or restrictions on categories.
- In the first six months, you may earn up to $1,000; $500 if you spend $5,000 in the first three months, and $500 if you spend $50,000 in the first six months.
- Every year you spend $200,000 or more, you’ll get a $200 cash bonus.
Pros
- There is no predetermined spending limit.
- Bonus money of up to $1,000
- On all purchases, you’ll get a flat rate of 2% cash back.
- Possibility of receiving a yearly cash bonus
Cons
- Requires an a yearly fee
- Every month, you must pay in full.
- Excellent credit is required.
- $0 foreign transaction fee: There are no costs for international transactions. on purchases made outside of the United States
- $0 fraud liability: Advance emergency replacement for lost and stolen card plus cash advance fraud liability: Emergency replacement card for lost or stolen card plus cash advance fraud liability: Emergency replacement card for lost or stolen card plus cash advance
- Assistance on the Road: Emergency services such as jump-starting, tire changing, and towing
APR on a regular basis
None. Because your debt is payable in whole every month, there is no APR. Otherwise, you’ll be charged a monthly late fee of 2.99 percent.
- Earn an unlimited 2% cash back for your company on every transaction, anywhere, with no limitations or restrictions on categories.
- In the first six months, you may earn up to $1,000; $500 if you spend $5,000 in the first three months, and $500 if you spend $50,000 in the first six months.
- Every year you spend $200,000 or more, you’ll get a $200 cash bonus.
Pros
- There is no predetermined spending limit.
- Bonus money of up to $1,000
- On all purchases, you’ll get a flat rate of 2% cash back.
- Possibility of receiving a yearly cash bonus
Cons
- Requires an a yearly fee
- Every month, you must pay in full.
- Excellent credit is required.
- $0 foreign transaction fee: There are no costs for international transactions. on purchases made outside of the United States
- $0 fraud liability: Advance emergency replacement for lost and stolen card plus cash advance fraud liability: Emergency replacement card for lost or stolen card plus cash advance fraud liability: Emergency replacement card for lost or stolen card plus cash advance
- Assistance on the Road: Emergency services such as jump-starting, tire changing, and towing
Conclusion
The American Express Business Green Rewards Card is best for business owners who travel frequently, need a Spending restriction that may be adjusted, and can pay their balance in full every month. If this card isn’t what you’re looking for, compare other top cards in our Credit Card Marketplace to find one that may be a better fit for your business.
The “american express business gold card” is a credit card that offers rewards for spending on purchases. The American Express Business Green Rewards Card Review for 2022 will give you the information about this card.
Related Tags
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