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A cardholder’s ability to earn and redeem miles is what makes the Delta SkyMiles® Platinum Business American Express Card a valuable option. Find out more about this card in our review.
The “delta skymiles® reserve business american express card” is a credit card that offers Delta SkyMiles® Platinum status and a $200 annual fee. It also comes with a complimentary companion certificate good for two round-trip domestic flights on Delta, American Airlines, or United.
The American Express Delta SkyMiles® Platinum Business Card is for business travelers who fly Delta Airlines regularly. This travel rewards business credit card comes with a number of advantages, including priority boarding and travel incentives. On purchases, you may earn an infinite number of miles that you can redeem for flights, seat upgrades, Delta gift cards, and more.
American Express Delta SkyMiles® Platinum Business Card
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Those who fly Delta often and wish to take advantage of the company’s premium business services.
Apply Now
on American Express Delta SkyMiles® Platinum Business Card’s secure website.
Compare with
APR on a regular basis
Variable (15.99 percent – 24.99 percent)
Credit is required.
Good, Excellent
- Limited-time offer: Earn 100,000 extra miles after spending $4,000 on your new Card during the first three months of membership. Offer expires on April 13, 2022.
- Earn 3 miles for every dollar spent on qualifying purchases made directly with Delta and on qualified hotel purchases.
- Earn an extra half mile per dollar on single qualified purchases of $5,000 or more, up to 50,000 miles each year. For every qualified dollar spent on additional purchases, you’ll earn one mile.
- Earn 10,000 Medallion® Qualification Miles (MQMs) after spending $25,000 on your card in a calendar year with Boost Your Status®, up to 2 times each year, bringing you closer to Medallion Status.
- Benefits that resemble status: On Delta flights, the first checked bag is free, and the main cabin gets priority boarding.
- There are certain restrictions.
Pros
- There are no costs for international transactions.
- Savings on flights
- Tools for business management
Cons
- The yearly charge is $250.
- There is no interest-free term.
- Transfers of balances are not permitted.
- Benefits from Delta include a free first checked bag and priority boarding.
- Insurance for Travel Accidents: Provides cardholders with up to $100,000 in Insurance for Travel Accidents.
- Purchase Insurance: Covers purchases that are damaged or stolen up to 120 days after they were purchased. For one year, coverage is restricted to $1,000 per item and $50,000 total for all claims.
APR on a regular basis
Variable (15.99 percent – 24.99 percent)
Credit is required.
Good, Excellent
- Limited-time offer: Earn 100,000 extra miles after spending $4,000 on your new Card during the first three months of membership. Offer expires on April 13, 2022.
- Earn 3 miles for every dollar spent on qualifying purchases made directly with Delta and on qualified hotel purchases.
- Earn an extra half mile per dollar on single qualified purchases of $5,000 or more, up to 50,000 miles each year. For every qualified dollar spent on additional purchases, you’ll earn one mile.
- Earn 10,000 Medallion® Qualification Miles (MQMs) after spending $25,000 on your card in a calendar year with Boost Your Status®, up to 2 times each year, bringing you closer to Medallion Status.
- Benefits that resemble status: On Delta flights, the first checked bag is free, and the main cabin gets priority boarding.
- There are certain restrictions.
Pros
- There are no costs for international transactions.
- Savings on flights
- Tools for business management
Cons
- The yearly charge is $250.
- There is no interest-free term.
- Transfers of balances are not permitted.
- Benefits from Delta include a free first checked bag and priority boarding.
- Insurance for Travel Accidents: Provides cardholders with up to $100,000 in Insurance for Travel Accidents.
- Purchase Insurance: Covers purchases that are damaged or stolen up to 120 days after they were purchased. For one year, coverage is restricted to $1,000 per item and $50,000 total for all claims.
Do you want to compare the attributes of two cards? We’ve made it simple for you to do so! To add up to three cards to your basket, just check them off on this page. You’ll be able to compare the information in a side-by-side comparison this way.
How Do We Assess Business Travel Rewards Credit Cards?
When grading a travel rewards business credit card like the American Express Delta SkyMiles® Platinum Business Card, we first consider the ongoing rewards, introductory rewards, and additional card benefits. Then we take into account the card’s annual fee, as well as the introductory and ongoing annual percentage rates (APRs).
Who the American Express Delta SkyMiles® Platinum Business Card Is Best For
- Business owners that travel with Delta Airlines on a regular basis: This corporate credit card gives premium miles on Delta flights as well as free checked baggage, making it an excellent choice for companies that often fly Delta and wish to redeem points for free Delta trips.
- Businesses who spend at least $5,000 on single qualifying purchases may earn 1.5 miles per dollar, up to 50,000 additional miles per calendar year, on single eligible expenditures of $5,000 or more.
American Express Delta SkyMiles® Platinum Business Card Fees
- Annual percentage rate (APR) during the first year: None
- Ongoing APR: Variable (15.99 percent to 24.99 percent) based on prime rate.
- Fee: $250 per year
- There is a cost for transferring funds from one account to another.
- Fees for international transactions: none
- Cash advance fee: $5 or 3% of the amount borrowed, whichever is greater; cash advance APR is 25.49 percent.
American Express Delta SkyMiles® Platinum Business Card Rewards
- After spending $4,000 on your new Card in the first three months of membership, you’ll get 100,000 extra miles. Offer expires on April 13, 2022.
- Purchases purchased directly with Delta earn 3x miles.
- Purchases made directly with hotels earn 3x miles.
- 1.5 miles per dollar spent on single qualified purchases of $5,000 or more, up to 50,000 miles each calendar year
- On all other purchases, you get one mile for every dollar spent.
- When you renew your card each year, you’ll get a companion coupon for a domestic main cabin round-trip.
Travel on Delta and Delta Connection carrier-operated flights, as well as flights booked via the Delta rewards system, may be used to redeem points. Miles must be redeemed in 5,000 mile increments, with a minimum of 5,000 miles each redemption. SkyMiles have a redemption value of $50 every 5,000 miles. If the amount of a ticket you select to pay fully with miles isn’t a multiple of $50, you may earn less value per mile. Miles do not expire, and the number of miles you may earn is unlimited.
American Express Delta SkyMiles® Platinum Business Card Additional Features
Boost Your Status®
Boost Your Status® allows you to get closer to Medallion® Status by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases in a calendar year, up to two times per year. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
Priority Boarding & Free Checked Bag
American Express Delta SkyMiles® Platinum Business Card owners can enjoy early boarding on Delta flights. You can board your flight when Main Cabin 1 priority boarding is called. Additionally, you can check your first bag for free and save up to $60 on a round-trip Delta flight.
Hotline for Roadside Assistance
The American Express Delta SkyMiles® Platinum Business Card provides a 24-hour dispatch hotline that can send a tow truck or locksmith to help with an emergency. Although the Hotline for Roadside Assistance is available at no additional charge, credit card owners may be charged for any services or goods provided. Rental vehicles, taxis, unlicensed vehicles, tractors, and trucks weighing 10,000-plus pounds aren’t covered by these services.
Purchase Insurance
Damaged or stolen things purchased up to 120 days from the date of purchase (90 days for New York residents) are covered up to $1,000 per item, with a total limit of $50,000 for all occurrences in a year. Animals, live plants, consumables, permanent home fixtures, rental things, tickets, traveler’s checks, motorized vehicles, and objects for resale are all excluded from this coverage.
Return Insurance
If you attempt to return an eligible item within 90 days after purchase but the merchant refuses to accept it, the issuer may reimburse the purchase amount. The refund amount is limited to $300 per item and $1,000 per year by American Express. Items are only eligible if they are in new condition and cannot be returned to the shop where they were purchased. Motorized vehicles, personal hygiene goods, tickets, computer software, jewelry, books, and perishable items are not covered.
Protection under the Extended Warranty
American Express provides two additional years of warranty if the warranty is between two and five years long, or it’ll double the warranty if it’s less than two years. This Protection under the Extended Warranty covers items purchased using your American Express business credit card with an original manufacturer warranty of five years or less.
Insurance for Travel Accidents
Card owners have Insurance for Travel Accidents up to $100,000. Claims are only eligible if the entire fare was charged to your American Express credit card. Incidents that aren’t covered include self-inflicted injuries, certain ailments, physical or mental infirmity, and injuries that occur while driving, riding as a passenger in, and boarding or exiting from a rental or personal vehicle.
Trip Cancellation Insurance
If a covered reason delays your trip for more than 12 hours after a round trip is paid entirely with your eligible American Express credit card, you’ll be reimbursed for certain additional expenses purchased on the same eligible card, including but not limited to meals, lodging, toiletries, medication, and other personal use items. This insurance covers up to $300 each trip, with a limit of two claims per account every 12-month period.
Plan for Baggage Insurance
Baggage insurance is provided for any luggage lost in transit, carry-on baggage, checked baggage, or high-risk valuables, with coverage ranging from $250 to $1,250. Jewelry, recreational equipment, and technological equipment are examples of high-risk products. Cash, tickets, papers, animals, live plants, consumables, and assets sent as freight are among the goods that aren’t protected.
Loss and Damage Insurance for Car Rentals
American Express provides Loss and Damage Insurance for Car Rentals throughout your rental period. The American Express Delta SkyMiles® Platinum Business Card offers coverage up to $50,000 per car rental agreement for the first 30 consecutive days of a car rental. American Express will cover the actual cost to repair the rental vehicle, the wholesale book value of the rental vehicle, or the purchase invoice price of the rental vehicle, whichever is the least.
The Global Assist Hotline is available 24 hours a day, 7 days a
When you travel more than 100 miles from home, the American Express Delta SkyMiles® Platinum Business Card provides 24/7 access to medical, legal, financial, or other select emergency and assistance services. It’s important to note that this is only a concierge service, and the card owner will be responsible for any fees charged by third-party service providers.
Tools for Account Management
American Express provides some of the most robust Tools for Account Management to help account holders pay their bills, check card balances, and view employee card transactions. You can also connect your account to QuickBooks to have your transaction data transferred automatically. What’s more, you can set custom account alerts, receive year-end summaries, and access online credit card statements to view your purchase history and prepare reports.
Delta Sky Club is a private club for Delta Air Lines
The American Express Delta SkyMiles® Platinum Business Card allows you to receive a reduced fee for Delta Sky Club is a private club for Delta Air Liness. Delta Sky Club is a private club for Delta Air Lines’s exclusive per-visit rate of $39 per person is available to American Express Delta SkyMiles® Platinum Business Card Members and up to two guests. It may be used only in conjunction with a same-day boarding pass on a Delta Air Lines flight.
Pros & Cons Explained
Pros of American Express Delta SkyMiles® Platinum Business Card
- There are no costs for international transactions.: You can use your American Express Delta SkyMiles® Platinum Business Card to make purchases outside of the United States without having to worry about foreign transaction fees.
- When you use your card to pay for qualifying in-flight items, including as food, drinks, and audio headsets, you’ll save 20% in the form of a statement credit.
- Tools for business management: American Express provides expense management tools, such as QuickBooks integration, American Express® Business App, and Vendor Pay by Bill.com. It also allows you to assign a trusted team member as an account manager to handle tasks like making payments, reviewing transactions, and adding employee cards.
Cons of American Express Delta SkyMiles® Platinum Business Card
- No free annual fee: The American Express Delta SkyMiles® Platinum Business Card An yearly fee is charged. of $250, without offering an introductory zero annual fee period.
- There is no interest-free credit available: This card does not provide a 0% APR promotional period, which is a drawback if you need to make a major purchase.
- Transfers of balances are not permitted.: The American Express Delta SkyMiles® Platinum Business Card doesn’t offer balance transfers—if you need to transfer a balance from another credit card, this card may not be right for you.
American Express Delta SkyMiles® Platinum Business Card Alternatives
Business Preferred® by Chase Ink
The Business Preferred® by Chase Ink is a great alternative if you don’t need travel perks like airport lounge access or free expedited airport security screening. Your points are worth 25% when you redeem for travel through Chase Ultimate Rewards®. This card only charges a $95 annual fee and allows balance transfers.
Credit Card Ink Business Preferred®
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Getting the most out of your travel rewards while paying a smaller annual charge
Apply Now
Chase’s Protected Website
Compare with
APR on a regular basis
Variable between 15.99 and 20.99 percent
- Spend $15,000 on purchases in the first three months after creating your account to get 100k bonus points. When redeemed via Chase Ultimate Rewards®, that’s $1,000 in cash or $1,250 in travel.
- Each account anniversary year, get 3 points for every $1 spend on travel and certain business categories. On all other purchases, you’ll get 1 point for every $1 spent.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- Points may be redeemed for cash, gift cards, vacation, and more, and they don’t expire as long as your account is active.
- When you redeem points for travel with Chase Ultimate Rewards®, your points are worth 25% more.
- Purchase Insurance covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Possibility of increasing the value of award points
- Provides mobile phone insurance as well as trip cancellation insurance.
Cons
- Doesn’t provide a term of interest-free credit.
- An yearly fee is charged.
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- You and the workers whose names appear on the phone bill you pay with your card are insured for up to $600 in theft or damage per claim. You may only make three claims in a 12-month period, and each claim has a $100 deductible.
- If your vacation is canceled, you may be reimbursed up to $15,000 for planned expenditures like airline or lodging. If your flight is delayed for more than 12 hours, you may be eligible for a $500 hotel, food, and transportation reimbursement.
APR on a regular basis
Variable between 15.99 and 20.99 percent
Credit is required.
Good, Excellent
- Spend $15,000 on purchases in the first three months after creating your account to get 100k bonus points. When redeemed via Chase Ultimate Rewards®, that’s $1,000 in cash or $1,250 in travel.
- Each account anniversary year, get 3 points for every $1 spend on travel and certain business categories. On all other purchases, you’ll get 1 point for every $1 spent.
- Your card transactions will be monitored for probable signals of fraudulent activity utilizing real-time fraud monitoring with Fraud Protection.
- You won’t be held liable for fraudulent charges made using your card or account information if you have Zero Liability.
- Points may be redeemed for cash, gift cards, vacation, and more, and they don’t expire as long as your account is active.
- When you redeem points for travel with Chase Ultimate Rewards®, your points are worth 25% more.
- Purchase Insurance covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Possibility of increasing the value of award points
- Provides mobile phone insurance as well as trip cancellation insurance.
Cons
- Doesn’t provide a term of interest-free credit.
- An yearly fee is charged.
- When renting a car for work, the collision damage waiver is primary, meaning it takes precedence over any personal insurance coverage you may have. Most automobiles in the United States and overseas are covered for theft and accident damage up to the real monetary worth of the vehicle.
- You and the workers whose names appear on the phone bill you pay with your card are insured for up to $600 in theft or damage per claim. You may only make three claims in a 12-month period, and each claim has a $100 deductible.
- If your vacation is canceled, you may be reimbursed up to $15,000 for planned expenditures like airline or lodging. If your flight is delayed for more than 12 hours, you may be eligible for a $500 hotel, food, and transportation reimbursement.
Capital One® Spark® Business Miles
The Capital One® Spark® Business Miles offers unlimited 2x miles on every business-related purchase and is an excellent alternative if you want a fixed-rate travel rewards card with a zero introductory annual fee. This card doesn’t charge foreign transaction fees and allows balance transfers without charging a balance transfer fee.
Capital One® Spark® Business Miles
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Every swipe earns you 2x miles.
Apply Now
on Capital One® Spark® Business Miles’s secure website.
Compare with
APR on a regular basis
20% (20.99%) (Variable)
Annual Fee
For the first year, there is no charge; after that, it is $95 each year.
Credit is required.
Excellent, Good
- After spending $4,500 in the first three months, you’ll get a $500 trip incentive.
- 2 kilometers for every $1 invested
- Employee cards may be distributed for free.
Pros
- There are no costs for international transactions.
- Credit for TSA Pre® or Global Entry application fees
Cons
- After the first year, you’ll have to pay an annual charge.
- Doesn’t provide interest-free credit.
- Once every four years, you’ll get a $100 statement credit for Global Entry or a $85 statement credit for TSA Pre® airport security screening.
- Most purchases bought solely with your card are protected if they are destroyed or stolen within 90 days of the purchase date. The amount of coverage is capped at $10,000 per claim and $50,000 per cardholder account per year.
- On most things you buy, extended warranty coverage doubles the original guarantee duration and duplicates the coverage of the original manufacturer’s warranty for a maximum of 12 months.
- Medical referrals if you have a medical emergency while traveling: If you suffer a medical emergency while traveling, provide recommendations to medical assistance. If you’re 100 miles or more from home, you’re protected from the time you depart until midnight on the 60th day of your vacation, or until you return to your home city, whichever comes first.
APR on a regular basis
20% (20.99%) (Variable)
Annual Fee
For the first year, there is no charge; after that, it is $95 each year.
Credit is required.
Excellent, Good
- After spending $4,500 in the first three months, you’ll get a $500 trip incentive.
- 2 kilometers for every $1 invested
- Employee cards may be distributed for free.
Pros
- There are no costs for international transactions.
- Credit for TSA Pre® or Global Entry application fees
Cons
- After the first year, you’ll have to pay an annual charge.
- Doesn’t provide interest-free credit.
- Once every four years, you’ll get a $100 statement credit for Global Entry or a $85 statement credit for TSA Pre® airport security screening.
- Most purchases bought solely with your card are protected if they are destroyed or stolen within 90 days of the purchase date. The amount of coverage is capped at $10,000 per claim and $50,000 per cardholder account per year.
- On most things you buy, extended warranty coverage doubles the original guarantee duration and duplicates the coverage of the original manufacturer’s warranty for a maximum of 12 months.
- Medical referrals if you have a medical emergency while traveling: If you suffer a medical emergency while traveling, provide recommendations to medical assistance. If you’re 100 miles or more from home, you’re protected from the time you depart until midnight on the 60th day of your vacation, or until you return to your home city, whichever comes first.
Credit Card for Southwest Rapid Rewards® Premier Business
If you prefer to fly on Southwest Airlines instead of Delta Air, you might want to consider getting a Credit Card for Southwest Rapid Rewards® Premier Business. This card offers rewards for purchases made directly with Southwest Airlines that can be redeemed for free flights. It charges a The yearly charge is low. of $99, allows balance transfers, and offers travel perks, such as upgraded boardings, free checked-in baggage, and baggage delay insurance.
Credit Card for Southwest® Rapid Rewards® Premier Business
Our editorial team uses industry specialists to generate the scores for Fit Small Business. The kind of credit card (cash back or travel) as well as the card’s rates, fees, rewards, and other benefits like insurance are all taken into account in our grading methodology.
Getting points for your Southwest purchases
Apply Now
Chase’s Protected Website
Compare with
APR on a regular basis
Variable (15.99 percent – 22.99 percent)
- Spend $3,000 on purchases in the first three months of your account to get 60,000 points.
- After your Cardmember anniversary, you’ll get 6,000 extra points.
- Purchases made on Southwest Airlines® will earn you 3X points.
- Rapid Rewards® hotel and vehicle partners provide 2X points.
- Rideshare earns you 2X points.
- All other purchases get 1 point each $1 spent.
- Each year, there are two EarlyBird Check-In® opportunities.
- To qualify for A-List rank, you may earn an infinite number of tier qualifying points.
Pros
- There are no ban dates, and you may book as many reward tickets as you like.
- The yearly charge is low.
- There are no costs for international transactions.
Cons
- There is no preamble. APR is zero percent.
- Southwest Airlines’ premium privileges aren’t available.
- Reward opportunities are limited.
- If you or your immediate family members’ checked or carry-on baggage are damaged or lost, you may get up to $3,000 in compensation.
- Baggage delay insurance reimburses you up to $100 per day for three days for necessary items such as toiletries and clothes if your luggage is delayed for more than six hours.
- Purchase Insurance: Covers purchases for 120 days against damage or theft. Coverage is capped at $10,000 per claim and $50,000 per account.
APR on a regular basis
Variable (15.99 percent – 22.99 percent)
- Spend $3,000 on purchases in the first three months of your account to get 60,000 points.
- After your Cardmember anniversary, you’ll get 6,000 extra points.
- Purchases made on Southwest Airlines® will earn you 3X points.
- Rapid Rewards® hotel and vehicle partners provide 2X points.
- Rideshare earns you 2X points.
- All other purchases get 1 point each $1 spent.
- Each year, there are two EarlyBird Check-In® opportunities.
- To qualify for A-List rank, you may earn an infinite number of tier qualifying points.
Pros
- There are no ban dates, and you may book as many reward tickets as you like.
- The yearly charge is low.
- There are no costs for international transactions.
Cons
- There is no preamble. APR is zero percent.
- Southwest Airlines’ premium privileges aren’t available.
- Reward opportunities are limited.
- If you or your immediate family members’ checked or carry-on baggage are damaged or lost, you may get up to $3,000 in compensation.
- Baggage delay insurance reimburses you up to $100 per day for three days for necessary items such as toiletries and clothes if your luggage is delayed for more than six hours.
- Purchase Insurance: Covers purchases for 120 days against damage or theft. Coverage is capped at $10,000 per claim and $50,000 per account.
Conclusion
The American Express Delta SkyMiles® Platinum Business Card is a great option for business owners who travel frequently with Delta Airlines and want to enjoy premium travel rewards and perks. It’s also ideal for those who typically check a bag as it offers the first checked bag for free when traveling on Delta Airlines.
The “delta business credit card requirements” is a credit card that offers a sign-up bonus of 100,000 SkyMiles®. The annual fee is $95.
Related Tags
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- delta skymiles® platinum american express card
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- american express platinum card
- american express delta card
